About the job
- As part of Wealth Management (WM) within IPS, Credit Officers oversee credit operations of all Wealth Management clients
- In this scope, Credit Officers are responsible for the implementation of credit minutes, validation of cashouts, validation of short-term loans, shortfalls and irregulars monitoring, and structured products analysis
Your Main Activities Are
- Analyse structured products and apply the financing ratio according to the financing norms
- Follow up clients with Irregulars - Short falls, excesses or unauthorized credit exposures
- Input in the systems new resolutions of Credit committees, it can be new credit lines, renewals, cancellations
- Validate upon request from front office, fixed terms loans to clients assessing currents assets and liabilities
- Validate upon request from front office, cash out transfers from clients assessing currents assets and liabilities
- Attribute financial ratios to different securities types according to the financial norms
- Provide different reports according to the demands of each location
- Support management in Crisis Management situations with pro-activeness behaviour vis a vis the credit book monitoring
- Insurance valuation control
- Participation to the permanent improvement of the processes with daily suggestions
- Communication with other back-offices teams, relationship managers and other WM entities
Profile and Skills to Success
- Bachelor's Degree in Economics, Finance or Banking
- Knowledge of financial markets and economic developments
- Proficiency in Microsoft Office Pack (Word, Excel, PowerPoint)
- Fluency in English
- Adaptability and proactivity, multitasking
- Ability to organize and prioritize high volume workloads
- Capacity to work within a team
- Creative and problem-solving mindset
- Ability to contribute to meetings
- Ability to work with tight deadlines
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
