In a world that is in full flux, BNP Paribas, as a major global economic actor, must assist its customers by providing them with innovative and responsible solutions for all their plans and at each moment of their lives. In committing themselves fully to real-world actions with all of its stakeholders to achieve a positive impact, the Group is taking a sustainable and inclusive approach to the environmental, societal, technological and economic challenges of our time.
Capabilities brought together to meet new needs in savings and investment
Investment & Protection Services comprises four specialised business lines:
- Insurance, protection and pensions with BNP Paribas Cardif
- Asset management with BNP Paribas Asset Management
- Private banking for high-net-worth clients with BNP Paribas Wealth Management
- Real-estate services and investment with BNP Paribas Real Estate
These four business lines design value-creating and responsible solutions in savings, investment and protection for retail clients, companies, associations, NGOs, governments and institutionals. Their offering is distributed directly or via partners such BNP Paribas’ commercial banking, insurance and private banking networks, independent advisors, and industrial partners outside the financial sector.
Working closely with the Group’s two other divisions to serve banking customers
With Commercial, Personal Banking & Services (CPBS): to better anticipate customers’ savings and investment needs; to accelerate our developments of new offerings and technologies and the quality of the customer experience; to offer the best possible advice to our customers and guidance in putting their plans into action.
With Corporate & Institutional Banking (CIB): to co-build the best investment solutions for our institutional and large corporate customers; to offer one-stop shopping for a full set of financial products.
“Investment & Protection Services’ ambition is to make BNP Paribas a European benchmark in protection, responsible savings and sustainable investment by relying on our combined capabilities and on the power and technology at the service of our customers’ evolving needs.”
Five complementary expertises to provide a full response to our customers’ expectations
Investment & Protection Services comprises four business lines, along with Principal Investments, an entity whose main purpose is to invest directly for the Group’s own account.
Borrowers’ insurance, which protects the insured party from the unexpected when taking out a mortgage, personal, auto or consumer loan.
Savings and protection solutions (life insurance, employee savings, retirement savings, etc.) for building up capital, preparing for retirement, and protecting one’s loved ones and oneself from life’s unexpected risks.
BNP Paribas Asset Management is the BNP Paribas group’s asset management business.
Its mission? To create investment funds for retail, institutional or professional customers and to manage the assets that they entrust to us.
Its priority? To deliver sustainable investment returns over the long-term, which is, in fact, at the heart of its strategy.
Its investment portfolios are distributed to end-customers worldwide through BNP Paribas’ commercial distribution network, as well as through the Group’s external partners.
BNP Paribas Wealth Management assists high-net-worth clients, family shareholders and entrepreneurs worldwide in managing, developing and passing on their wealth, with a goal of promoting and accompanying positive-impact responsible investment choices.
BNP Paribas Real Estate is a European leader in real-estate services. It helps its clients – institutional investors, companies, local governments and individuals – design their plans and investments in real restate and to bring them to fruition. It accompanies them at all stages in the life of a property, from design to construction to daily management.
BNP Paribas Real Estate is committed to real estate that is responsible in energy use, in inclusiveness, and in creating social links and well-being.
BNP Paribas Principal Investments
BNP Paribas Principal Investments handles investments made on the Group’s own account, specialising mainly in investing in unlisted companies.
The entity invests via investment funds, as well as directly, via BNP Paribas Agility Capital, a subsidiary that it recently opened up to third-party investors, both institutional clients and family offices.
One fund that BNP Paribas Principal Investments has created is BNP Paribas Solar Impulse Venture, with the Solar Impulse Foundation, which finances innovative starts-up working towards the ecological transition.
Investment & Protection Services in a few figures
countries where IPS operates
employees around the world
in assets under management as of 30/O9/2021
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