Investment & Protection Services

In a world that is in full flux, BNP Paribas, as a major global economic actor, must assist its customers by providing them with innovative and responsible solutions for all their plans and at each moment of their lives. In committing themselves fully to real-world actions with all of its stakeholders to achieve a positive impact, the Group is taking a sustainable and inclusive approach to the environmental, societal, technological and economic challenges of our time.

Capabilities brought together to meet new needs in savings and investment 

Investment & Protection Services comprises four specialised business lines:

These four business lines design value-creating and responsible solutions in savings, investment and protection for retail clients, companies, associations, NGOs, governments and institutionals. Their offering is distributed directly or via partners such BNP Paribas’ commercial banking, insurance and private banking networks, independent advisors, and industrial partners outside the financial sector. 

Working closely with the Group’s two other divisions to serve banking customers

With Commercial, Personal Banking & Servicesundefined (Opens in a new tab) (CPBS): to better anticipate customers’ savings and investment needs; to accelerate our developments of new offerings and technologies and the quality of the customer experience; to offer the best possible advice to our customers and guidance in putting their plans into action.

With Corporate & Institutional Bankingundefined (Opens in a new tab) (CIB):  to co-build the best investment solutions for our institutional and large corporate customers;  to offer one-stop shopping for a full set of financial products. 

Investment & Protection Services’ ambition is to make BNP Paribas a European benchmark in protection, responsible savings and sustainable investment by relying on our combined capabilities and on the power and technology at the service of our customers’ evolving needs.”

Renaud Dumora

Deputy Chief Operating Officer of BNP Paribas, Head of Investment & Protection Services 

Four complementary expertises to provide a full response to our customers’ expectations 

Investment & Protection Services comprises four business lines.

BNP Paribas Cardifundefined (Opens in a new tab)(Opens in a new tab)

To make insurance more accessible: this is the mission of BNP Paribas Cardifundefined (Opens in a new tab)(Opens in a new tab). BNP Paribas Cardif is a global specialist in personal protection insurance, including: 

Borrowers’ insurance, which protects the insured party from the unexpected when taking out a mortgage, personal, auto or consumer loan.  

Savings and protection solutions (life insurance, employee savings, retirement savings, etc.) for building up capital, preparing for retirement, and protecting one’s loved ones and oneself from life’s unexpected risks. 

LEARN MORE undefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Asset Management undefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Asset Managementundefined (Opens in a new tab)(Opens in a new tab) is the BNP Paribas group’s asset management business.
Its mission? To create investment funds for retail, institutional or professional customers and to manage the assets that they entrust to us.  

Its priority? To deliver sustainable investment returns over the long-term, which is, in fact, at the heart of its strategyundefined (Opens in a new tab).  

Its investment portfolios are distributed to end-customers worldwide through BNP Paribas’ commercial distribution network, as well as through the Group’s external partners.  

The solutions offered include investments in private assets for institutional and wealthy clients; but also for the Group's own account, to support start ups and companies that are setting up innovative solutions for the ecological and energy transition.

LEARN MOREundefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Wealth Managementundefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Wealth Managementundefined (Opens in a new tab)(Opens in a new tab) assists high-net-worth clients, family shareholders and entrepreneurs worldwide in managing, developing and passing on their wealth, with a goal of promoting and accompanying positive-impact responsible investment choicesundefined (Opens in a new tab).

It offers bespoke solutions to its customers to help them build their investment strategyundefined (Opens in a new tab)based on their individual needs, and to protect the future of their wealthundefined (Opens in a new tab), both private and professional.

LEARN MORE undefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Real Estateundefined (Opens in a new tab)(Opens in a new tab)

BNP Paribas Real Estateundefined (Opens in a new tab)(Opens in a new tab) is a European leader in real-estate services. It helps its clients – institutional investors, companies, local governments and individuals –  design their plans and investments in real restate and to bring them to fruition. It accompanies them at all stages in the life of a property, from design to construction to daily management. 

BNP Paribas Real Estate is committed to real estate that is responsible in energy use, in inclusivenessundefined (Opens in a new tab), and in creating social links and well-being.  

LEARN MORE undefined (Opens in a new tab)(Opens in a new tab)

Investment & Protection Services in a few figures - as of 31/12/2022

49

countries where IPS operates

18.790

employees around the world

€1.189bn

Assets under management

Photos © ReeldealHD Images, Li Ding, Fahkamram, Stanislav Uvarov, Hero Images, rh2010, Maya Claussen/Westend61, Hero Images