Inclusion

BNP Paribas has made strong commitments, not only to its teams and customers, but also, more broadly, to society as a whole. These commitments support the most vulnerable in particular through financial inclusion solutions, financing for the social and solidarity economy, and the promotion of equal opportunities, diversity and human rights.

Inclusive banking solutions

Our commitment to inclusion is reflected in the design of financial products made available to the most vulnerable, such as Nickel's 3 million current accounts or 20 million euros dedicated to guarantor-free loans for scholarship students. The Group's goal? 6 million beneficiaries of products and services that promote financial inclusion by 2025.

The Group is also a long-standing partner of microfinance institutions around the world, with support reaching €1.2 billion over 33 years for disadvantaged populations who are often excluded from traditional banking products. At the same time, the Group works with a number of local partners and associations that promote equal opportunities and a more socially responsible society.

financial and social inclusion

Acting for the general interest through social entrepreneurship

BNP Paribas is a pioneer in financing and investments with a positive impact on society and the environment through the social and solidarity economy. It acts by providing specialized support through its business lines and in particular through solidarity based investment funds: As of June 2022, BNP Paribas Asset Management manages 13 solidarity funds for a total of 2.7 billion euros, with a total of 159 million euros invested in structures promoting access to employment and housing, as well as health and autonomy. The Group also supports the social and solidarity economy through innovative finance mechanisms, such as impact bonds, investment of its own capital, and support for social entrepreneurs, through programs like ‘Act for Impact.’ In total, 6.3 billion euros of financing is dedicated to the social and solidarity economy.

social entrepreneurship

€6.3bn

Total amount of financing and BNP Paribas’ own capital invested in the social and solidarity economy in 2021

€2.7bn

Amount of outstanding financing managed by BNP Paribas Asset Management through 13 solidarity funds

€1.2bn

Cumulative loans to microfinance institutions over 33 years

“With the climate emergency, stakeholders today tend to consider the environmental impact of companies. Taking into account the “S”, the social dimension in ESG, is vital however ... because it is clear that the transition must be just or will not occur at all.”

Laurence Pessez

Global Head of CSR, BNP Paribas

BNP Paribas Human Rights Statement

In 2012, to ensure respect for human rights in its sphere of influence, the Group drafted a dedicated statement to mark its commitment in this area.

Read our statement on human rights

Ethics and inclusion at the heart of our corporate culture

We have been working for almost 20 years now at BNP Paribas to create an inclusive work environment. Everyone can fully express their talents, without fear of discrimination based on their gender, origin, disability, sexual orientation or age.

We pursue this ambition through concrete commitments or through the involvement of our employees: Around the world, they act within many internal networks that push boundaries and foster a sense of belonging.

The feminisation of the Group's senior management, senior managers and talents, the fight against violence against women, the signing of a new Handicap agreement in France in 2020, the creation of a global network around multiculturalism... The initiatives are multiple and the results are there, year after year. A priority for Sofia Merlo, Group Head of Human Resources: “We need to embed this culture of ethics and inclusion in all our actions.”