Our businesses and expertise

BNP Paribas organizes its businesses into three main operating divisions: Corporate & Institutional Banking (CIB), Commercial, Personal Banking & Services (CPBS) and Investment & Protection Services (IPS). In order to increase cooperation between the business lines and thus meet the changing expectations of our customers, employees, investors and all other stakeholders, these divisions implement a global and joint approach to enrich each other's expertise and provide our customers with continuous long-term support for all their projects.

Corporate & Institutional Banking

Our Corporate & Institutional Banking (CIB) division serves two types of clients: corporate clients and institutional investors (banks, insurance companies, asset managers, etc.) by offering tailor-made solutions in terms of capital markets, securities services, investment banking, financing, risk management, cash management and financial advisory.

Its strategy of positioning itself as a bridge between corporate and institutional clients makes it possible to connect the financing needs of corporate clients with institutional clients seeking investment opportunities.

 With a presence in three major regions - Europe, the Middle East, Africa (EMEA), the Americas and Asia Pacific (APAC) - CIB's business lines work as closely as possible to support our customers' needs and accompany them in their transition to a more sustainable economy.

Commercial, Personal Banking & Services

Commercial, Personal Banking & Services (CPBS) offers a wide range of services to a wide variety of customers. It brings together all our commercial banks and many specialised businesses to meet our clients daily needs and help them realise their projects, particularly in the context of a more responsible economy.

With its four domestic markets in the euro zone (France, Belgium, Italy and Luxembourg) as well as in Europe Mediterranean (covering Central and Eastern Europe, Turkey and a few countries in Africa and Asia), BNP Paribas has a large network of experts and offers its customers a wide range of services and products such as financing and savings solutions.

Investment & Protection Services

Our Investment & Protection Services (IPS) division brings together our activities dedicated to protection, savings, investment and real estate services. It designs innovative and sustainable products to support individuals, professionals, corporate clients and institutions in their projects and their desire to have a positive impact.

By integrating environmental, social and governance (ESG) criteria into all their operational processes, our 3 operating divisions contribute to making BNP Paribas a world leader in sustainable finance.