As the European Union’s top bank, BNP Paribas stands out due to its robust integrated and diversified model structured around three operating divisions. Its model’s complementary capabilities allow it to address the needs of its customers, by guiding and advising them over the long term, and delivering solid and sustainable performance.
A full range of solutions adapted to the needs of all our clients
BNP Paribas supports individuals, associations, entrepreneurs, SMEs, large corporate and institutional clients, in bringing their projects to fruition by offering them financing, investment, savings and protection services.
The Group’s three operating divisions are mobilised to assist all types of customers in achieving their growth and development projects, in managing their businesses, and in transitioning towards a more sustainable model by offering dedicated solutions and capabilities:
- Corporate & Institutional Banking links the financing needs of companies with the investment opportunities sought by institutional investors
- Commercial, Personal Banking & Services brings together the Group’s commercial banks and several specialised business lines.
- Investment & Protection Services combines our protection, savings, investment activities with our real-estate services.
A distinctive and high-performing model
BNP Paribas stands out with its robust diversified and integrated model, which is the foundation of its performance. By having all its business lines work together and through its global footprint, the Group addresses its customers’ need on a broad basis and supports them in their development. The Group’s diversification in terms of customer segments, sectors and business lines is a source of stability.
A solid financial structure (figures as of 31 December 2023)
in distributable revenues
in distributable net income, Group share
CET1 RATIO (CRD5; including IFRS9 transitional arrangements)
On the strength of these advantages and in accordance with its company purpose, the Group plays its role in full as a financier of the economy, as a responsible investor, and as an accelerator in the necessary transition towards a low-carbon economy.
Our GTS 2025 strategic plan
BNP Paribas pursues its long-term development at the service of its customers, the economy and society at large within the framework of its 2025 Strategic Plan. This roadmap is built around three structural pillars:
- Growth: continue to develop profitable growth by leveraging the Group's leading positions in Europe.
- Technology: using technology to constantly improve the customer/employee experience and operational performance.
- Sustainability: strong acceleration and mobilisation of all our business lines on sustainable finance issues.