Access to BNP Paribas PSD2 APIs by authorized Payment Service Providers

In the context of the 2nd European Payment Services Directive, PSD2 APIs from the following scope:

- Hello bank! in France

- BNP Paribas retail in France

- BNP Paribas Corporate Investment Banking in Europe

- BNP Paribas Corporate in France

are available in production since mid-2019 and ready to be used by agreed Payment Services Providers with an eIDAS certificate.

Until the exemption is granted, a fallback mechanism is available on Corporate and Retail scope (BNP Paribas and Hellobank) in France as well as CIB Europe, in order to allow Payment Services Providers to access PSD2 data without break in service. The corresponding documentation is available on API Store.

Access to these APIs is reserved for Payment Services Providers that received authorization from their national competent authority in an EU Member State.

The BNP Paribas API Store Portal:

The publicly accessible online portable sets out the content and documentation of the API and enables you to contact BNP Paribas to get access to the APIs or ask questions.

API Store shows all the PSD2 APIs for France (Retail and Corporate), Belgium, CIB Europe (Corporate), Over-Seas and Poland. APIs offered by other Group entities are already locally available and will in time be listed in the API Store as well.

The APIs can be accessed on the BNP Paribas API Store Portal at:

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PSD2 APIs of BNP Paribas (, BNP Paribas Entreprises ( and Hello bank ! (  don’t have any obstacle identified in the scope of ABE Opinion Paper - 4 June 2020 concerning requirements expected for 31/12/2020. Therefore, they are the main interface for a secure communication with third party providers and are already used by many of them. “Fallback” method, also called « authenticated screen scraping », must be used only in case of API failure.

As part of PSD2 regulations, BNP Paribas provides statistics for its regulatory APIs used by Third Party Providers (TPPs):

- Statistics for the Account Information Service Provider (AISP) APIs

- Statistics for the Payment Initiation Service Providers (PISP) APIs
- Statistics for the Card Based Payment Instrument Issuers (CBPII) APIs

These statistics relate to BNP Paribas metropolitan France, for the brands BNP Paribas and Hello bank! and for Retail and Corporate Markets.