Europe-Mediterranean (EM) encompasses the BNP Paribas’ commercial banking businesses for individual, professional and corporate clients outside the eurozone.

The strength of Europe-Mediterranean: local skills outside the eurozone

Europe-Mediterranean is currently active in six countries (Poland, Ukraine, Turkey, KosovoMorocco and Algeria) with a minority stake in China and a fintech in Sweden. EM represents a sizable franchise for the Group and for the Commercial, Personal Banking & Services (CPBS) activity.

Firmly rooted in the broader Group, Europe-Mediterranean offers its customers a full range of financial and non-financial services, leveraging the Group’s strong inter-business cooperation and risk diversification approach.

Europe-Mediterranean in figures


countries: Poland, Ukraine, Turkey, Kosovo, Morocco and Algeria

*figures as of end 2022


millions clients supported in a sustainable and responsible way

25 000

employees representing 44 different nationalities

We are fully committed to support the development and growth of our banks in a risk aware manner in their markets. Based on strong local skills, we leverage the strength of the BNP Paribas Group and its integrated business model to implement our full range of expertise. Our ultimate aim is to generate sustainable value for the Group and its clients while contributing to the ESG transformation of our local ecosystems.

François Benaroya

Head of Europe-Mediterranean

A commercial banking network in Europe-Mediterranean 

BNP Paribas Bank Polska

Headquartered in Poland, BNP Paribas Bank Polska provides services to retail customers and other segments including Wealth Management, microbusinesses, small and medium-sized enterprises and corporate banking.

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TEB provides its customers with a complete array of corporate, small-business, treasury, capital market, retail and private banking financial products and services as well as an extensive line-up of investment, factoring and portfolio management products and services through its subsidiaries and group companies.

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UKRSIBBANK BNP Paribas Group is one of the largest universal banks in Ukraine. We are reliable partner making safe banking in agile way by caring about customers and employees, bringing positive impact and contributing to sound Ukrainian economy, leveraging the strength of the leading European banking Group.

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Based in Morocco, BMCI operates as a universal bank aimed at all types of customers: individuals (including Moroccans living abroad), professionals and companies. BMCI makes available to its clients an extensive network of branches as well as all the expertise and know-how of its 9 subsidiaries and specialized entities.

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BNP Paribas El Djazaïr

BNP Paribas El Djazaïr, is a fully-owned subsidiary of the BNP Paribas Group in Algeria and offers banking and financial services to its retail and corporate customers. 

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A complementary network

Photos : © - Adobe Stock / BNP Paribas Bank Polska / TEB / UKRSIBBANK / BMCI / BNP Paribas El Djazaïr