About the job
BNP Paribas RISK function is a transversal and independent support to BNP Paribas Group which aims at serving and protecting its development in all businesses and geographies.
In a continuously evolving macro-economic, geopolitical, and regulatory environment, RISK function has a critical role to play to allow the Bank to reach is ambition to act as “One Bank” for all our corporate clients worldwide. Following this ambition, a dedicated team has been created: RISK Corporate Client Continuum Management.
Main objective of this transversal team is to ensure a consistent, harmonized, risk approach-based definition of credit risk processes by designing policies, procedures and frameworks allowing to support business growth while coping with regulatory requirements.
With the launch of the Corporate Credit risk stream within RISK2025 strategic plan, RISK Corporate and the CCCM team are not only covering CIB Global Banking perimeter but more broadly all corporates’ clients to foster a common credit risk processes approach, harmonization, and efficiency.
The “Corporate Client Continuum Management” team belongs to RISK Corporate and thus is part of RISK CIB department pilar, being: (i) RISK Corporate, (ii) RISK MFI and (iii) RISK ORM CIB.
Your Main Activities Are
The team is looking for a Senior Project risk Manager to join the team in Portugal; this person will be responsible for the following:
- Contribute to and monitor regulatory projects:
- Contribute to projects within the framework of the NDoD and NPL regulatory frameworks and operational insertion
- Contribute to the ECB's inspection missions (OSI, IMI, Thematic Reviews), as well as to the work of responding to findings and recommendations, including in particular the definition of action plans and KPCs.
- Follow up on recommendations:
- Contribute to the work of closing the supervisor's recommendations and the implementation of the recommendations action plans or the operational insertion of requirements of new regulatory texts. In particular, the operational insertion of ECB requirements on Forbearance, Early Warning Signals, NDOD (UTP, NPE), etc.
- Follow-up on recommendations: monitoring of the status of recommendations and monitor the implementation of actions announced in the action plans of the recommendations.
- You will have as main objective to ensure for topics under your responsibility the following:
- Supervision, coordination, and animation of the project
- Ensure the quality and timeliness closure (with contributions of other teams) of internal and external recommendations.
- Act as a referent (key point of contact) on his/her project / topic of interest, representing RISK Corporate point of view
While feeding all of the above, the senior project risk manager will have to actively contribute to Corporate credit risk stream culture; and have in mind RISK objective in term of harmonization, optimization and efficiency.
- As a Senior project manager within CCCM, you can also contribute to the following task on a punctual basis:
- Design and up-date of new and/or existing credit risk processes
- Contribute to transversal RISK or Business projects or ad-hoc request received from internal or external auditors (LoD3 General Inspection, ECB or FED) by collecting and analysing credit processes data
Profile and Skills to Success
- A minimum of 6 years’ experience in Banking and/or Corporate Finance environment
- Good knowledge and experience in credit processes and/or European regulatory requirement; in a former position as a Credit Analyst for instance
- Fluent in English and having communication skills
- Capacity to manipulate different data sources, cross information and analyses
- Communication skills: capacity to explain simply complex processes and or concepts
- Analytical and synthetic mindset
- Autonomous and proactive attitude
- Organization skills: being able to manage multiple projects at the same time, being able to prioritize and raise alerts when needed
- Expert in Excel
- Expert in Powerpoint: being able to build high quality, impactful presentation for top management
- Knowledge in Corporate Finance and / or regulatory European text would be a plus
#LI-Hybrid
Why joining BNP Paribas?
· Leading banking institution
BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.
· Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
· International reach
Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
- Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
- Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
- Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
· Diversity and Inclusion commitment
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
· Commitment towards work/life balance
At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
· Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
