BNP Paribas is one of the largest European banks with ~178,000 employees present in 65 territories including Taiwan.
BNPP Taipei branch was set up in 1981 and is running both CIB (Corporate and Institutional Banking) and WM (Wealth Management) businesses. BNPP Taiwan branches has about 250 employees in Taipei, Taichung and Kaohsiung.
The CIB business includes Global Banking and Global Markets. Credit Transaction Management (“CTM”) is a dedicated Operating Line within CIB ITO Global Banking Operation – Global Credit Operation. It is a part of the 1st line defense in the management of credit risk linked to financial transactions originated by CIB business lines/ Coverage.
Partnering with the whole Credit Chain, CTM ensures the correct implementation of the credit decision and related credit agreement controls from the inception of the credit approval until deal termination.
We are now looking for a dynamic and motivated new teammate to join this team of 2.
Credit Transaction Management mandates
Ensure deal conformity in regard to the Credit Committee decision for credit and counterparty risks and alerts accordingly
Ensure deal is in line with Risk Norms/Compliance procedures which with controls assigned to CTM at the time of booking or renewal
Strive for operational excellence and client satisfaction by coordinating the actors of the credit chain while respecting Bank’s rules and policies
During deal lifecycle, ensure that Business specificities and/ or risk requirements are duly respected until termination.
Regulatory Reporting Governance (“RR”)
Accountable for RR governance on Credit Transaction Management (including Conformity Controls, Data Quality Control, Risk Monitoring).
Assist Head of CTM to prepare periodical RR management reporting
Permanent Control
Responsible for ensuring timely and accurate update of risk data after credit decisions in related systems
Responsible for ensuring that terms & conditions of Facility Documents conform to credit decision and legal requirement
Responsible for ensuring fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
To certify/validate the risk data integrity in risk systems (including covenant criteria) , Atlas II, CAT, and CRF, in conformity with credit decision and of risk data related to Guarantors and guarantee records
Monitoring of genuine excess or exceptions for both financing métiers products, for capital market products for corporates (based on control result of the Risk I2S team) and for financing lines to Bank/FI (GTS exposures excluded from this scope)
To regularly report and monitor any anomalies in legal documentation, collateral shortfall, late annual review overdue or breached covenants, underwriting, put option expiry, watchlist and doubtful assets and alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
Contribute to successful delivery of systems and control reports enhancement with adequate UATs
Project related
Responsible for and contribute to any global/regional/local projects being assigned for example process improvement, outsourcing related topics
Dealing with all internal stakeholders for any new products/activities on boarding
Experience required
2-year experience in the banking/finance sector
Good written and verbal communication skills
Attention to detail
Know priority and good in time management
Self-motivated and capacity to take initiative
Capacity to meet objectives and work independently per control framework
About BNP PARIBAS
As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance.
We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.
• BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
• BNP Paribas MixCity which fosters better representation of women at all levels of the organization
• Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
• BNP Paribas CulturAll which celebrates diverse backgrounds
BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.
Discover the different professions within BNP Paribas: Operations Management
Those who work in Operations Management roles are essential to the smooth-running of our Group, and work consistently to satisfaction to our clients and teams. These roles offer stimulating careers that combine efficiency with a strong collaborative spirit.
Basically, why would you want to join BNP Paribas over any other company?
BECAUSE YOU'RE THE KIND OF PERSON WHO WANTS...
What if we told you that working in our Group isn’t quite what you might think? At BNP Paribas, we do a multitude of different jobs that are constantly evolving to meet the expectations of our clients and society as a whole. Whether through everyday tasks or major projects, doing one of our jobs means making a personal commitment to taking sustainable action.
Feeling good about your job means bringing your whole self to work and being who you are. It’s also about having the resources you need to achieve a healthy work-life balance. Both of these are major commitments at BNP Paribas.
At BNP Paribas, developing your skills is as important to us as it is to you. And the skills you learn with us will help you through the rest of your working life.
