In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal's Top Employers in 2025. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to building a more sustainable future. Note that the position may be in the Canadian Branch of BNP Paribas or in one of its subsidiaries based in Montreal.
The position at a glance
Operating between the front office and senior risk decision‑makers, the Credit Analyst evaluates financial institutions and creates actionable credit‑risk recommendations for review. In addition, the analyst continuously monitors the organization’s institutional credit‑risk portfolio and steps in when intervention is needed. The team also fosters a strong culture of risk management across the Group.
Key responsibilities :
- Assess credit and counterparty risk while also taking into account market risk, funding and liquidity risk, interest‑rate and FX risk of the banking book, and operational risk.
- Deliver a comprehensive view of the risk profile to the Bank’s Management and Board by collaborating with relevant teams to ensure appropriate risk assessment, aggregation, and reporting.
In detail
The team members are responsible of the following activities:
• Prepare and present credit reviews and requests to committees: includes comprehensive financial analysis of counterparties and peer comparisons, submit ratings with the help of internal models, along with authoring a final recommendation to senior risk management.
• Analyze capital markets and corporate banking transactions with financial institutions: capital markets: derivatives (swaps, foreign exchange, credit and equity derivatives), repo, securities lending, prime services.
• Coordinate all aspects of a credit risk process in liaison with Coverage, Business, and other functions.
• Review counterparty credit exposure excesses reported by the Credit Risk Control team.
• Co-ordinate with Legal Department in executing legal documentation by defining credit-sensitive terms.
• Review all legal documentation; ensure necessary documents are in place while maintaining familiarity with products covered under ISDA/CSA, PSA/ISMA, and SLMA.
• Work closely with Relationship Managers, Traders, Market Risk, Legal and Operations personnel to structure transactions to mitigate diverse forms of risk.
• Support all business lines credit requests / transactions for BNP Paribas’ financial institutions clients in Latin America.
• Excellent project management skills in order to review several files simultaneously with an effective prioritization of requests (in conjunction with immediate supervisor).
• Participate in reviewing portfolio exposures and data quality.
• Keep up to date with industry risks, trends, credit, regulatory, and legal issues.
Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.
The strengths and skills that will help you succeed
Required Qualifications
• BS/BA required (finance or economic preferred)
• 2-5 years financial industry experience
• Fluency in English *
• Fluency in Spanish or Portuguese
• Self-starter and highly motivated to learn about the financial institution industry and capital markets products
• Excellent verbal and written communication. Must be able to justify and firmly express credit opinions
• Strong organization skills and deadline management
• Team environment: requires comfort interacting with credit analysts, relationship managers, front office sales, and clients
• Proficiency in Word and Excel (spreadsheet analysis)
Preferred Qualifications:
• Knowledge of capital markets products and legal documentation (ISDA, CSA, GMRA…)
• Knowledge of corporate banking transactions
• Credit risk experience with financial institutions
• French language is a plus
• CFA, CPA, FRM or reputable MBA is a plus
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.
What’s in it for you
In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.
To find out more about our range of benefits, click here
What you need to know
- We will review candidates as they apply, so don’t wait to submit your application;
- BNP Paribas is committed to accessibility and inclusion. During the recruitment process, accommodation needs are available at all times for candidates. You will have the chance to make a request for an accommodation during your application.
- You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;
- If you are applying and accepted to a position which requires working in/for the U.S. securities industry, you will be required to provide your fingerprints and undergo additional background checks by the FBI. BNP Paribas Securities Corporation is required to maintain a supervisory program over the conduct of its Associated Persons; some of your personal data will be transmitted to the United States of America and made available to US regulators. Please reach out to BNPP for additional information; or you can also find an overview here: 3110. Supervision FINRA.org
Diversity, Equity and Inclusion (DE&I) at the heart of our commitments
- At BNP Paribas all employees are on an equal footing allowing us to create a work environment that values and respects people for their talents, skills and competences.
- BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).
- To learn more about our DE&I commitments, click here
About us
BNP Paribas is the top bank in the European Union and a major international banking establishment. Present in 63 countries, with more than 180,000 employees, the bank holds key positions in several areas of banking and financial services.
BNP Paribas’ mission is to contribute to a responsible and sustainable economy by financing and advising its clients according to the highest ethical standards, while striving to respond to essential concerns in terms of the environment, regional development and social inclusion.
Since 1961, BNP Paribas has supported large Canadian companies and institutions in their business development by offering a full range of specialized financial services and investment products.
With over 1,400 employees, BNP Paribas in Canada continues to attract experts from diverse fields as well as ambitious young talent from around the world. We are proud to offer our employees a rewarding and international workplace where they can build their professional careers by honing their skills, meeting challenges and enriching their knowledge of the financial industry.
Our certifications and partnerships
- Montreal’s Top Employers 2025
- Canada’s Best Diversity Employers 2025
- Women in Governance – Parity certified - Platinum certification
- Pride at Work Canada
- Part of Les Affaires top 300 companies in Quebec
- Synclusiv
- Ready, Willing and Able
- Autisme sans Limites
- LinkedIn Top Companies 2024
Do you want to discover other BNP Paribas offers in Canada?
Click here: BNP Paribas in Canada Our job offers
*** While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted***
