Credit Analyst

Business Overview:

Corporate Credit Management Argentina (“CCM”) is a transversal Team in support of the Corporate Clients Groups of the Argentina platform and multinational groups. The CCM Team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform. 

Responsibilities: 

• Perform credit analysis and prepare credit memoranda for assigned accounts. These include new transactions, annual reviews, renewals, amendments, waiver requests and financial updates
• Strong interaction with the Risk department, Coverage and Product teams including coordinating the credit process amongst the various Product and Risk Teams to ensure an efficient turnaround of transactions
• Maintain reporting related to portfolio review, including pipeline tracking, exposure tracking, and other general reports (including WL reports, High Leverage Lending)
• Ensure proper maintenance of credit management systems (CRF and MCA)
• Coordinate and optimize Credit Process interactions, ensuring timely production of Credit Proposals and circulation to Credit Committee
• Attend bank meetings and/or client calls with the Relationship Manager
• Anticipate credit issues and alert local management on all related hot topics
• Manage and monitor the credit quality of a portfolio of assigned corporate clients & prospects including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc.
• Evaluate clients/transactions for risk-related changes.
• Comply with all applicable regulations (local or those defined by Group) and BNPP internal policies as well as Code of Conduct.  This includes but is not limited to Financial Security, Know Your Customer, Due Diligence, Client Interest Protection, Market Integrity, Professional Ethics and Respect for colleagues

Minimum Required Qualifications

• Fluent in English and English (written and oral)
• Degree in Finance, Economics, Accounting or Business Administration
• Knowledge of financial statement analysis and fundamental corporate credit analysis (IFRS-Local standards knowledge)
• Knowledge of Corporate Banking Environment, general banking products and banking policies, procedures and methodologies
• Strong business writing skills
• Proficiency in Word and Excel 
• Prior experience in Banking/Financial environment will be a plus

Preferred Qualifications:

• Communication & Presentation skills 
• Organization & multi-tasking skills
• Team oriented