Job Title: Senior Underwriter Analyst
Area: BU ELS / Underwriting / Underwriting ELS
Report to: Manager Underwriting
Main responsibilities/activities:
- Ensuring compliance with the risk policy
- Analyze and evaluate in an expert manner the financing applications (short and medium-term) in accordance with the applicable procedures and in compliance with Group's credit policies, issuing an opinion within the assigned delegation, or by forwarding it to the next level
- Study of requests, control of study and decision delegations given to national dealers
- Analyze and evaluate contractual changes and requests on existing portfolio
- Know the risks associated to BU portfolio
- Manage the credit aspects of JV and partnerships
Profile:
- Degree in economics or quantitative sciences
- Experience of 3-5 years in the assessment of credit risk within leasing, financial and/or banking institutions
- Good knowledge of principles and practices of credit assessment
- Knowledge of debt restructuring and PA process is appreciated
- Good financial and budgetary analysis skills
- Fluent knowledge of financial English
Soft skills:
- Autonomy in the management of assigned tasks and in the decisions to be taken within the assigned delegations
- Organizational, planning and problem-solving skills
- Good relational skills to effectively manage the relationships with the internal customers
- Reliability and availability with a view to achieving the objectives assigned in accordance with the deadlines set
- Analytical and synthesis capabilities
- Team working
This announcement is addressed to any gender (D.Lgs. 198/2006, Codice Pari Opportunità)
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