What is this position about?
ITO Credit Operations (CO) is a dedicated Operating Line within CIB ITO GBO, independent from the CIB business lines/ Coverage. It covers all credit operational activities i.e.: deal implementation, deal lifecycle and credit risk parameters monitoring. The core missions of ITO CO APAC are to:
• Implement the globally defined E2E Target Operating Model aiming at fostering operational excellence, continuous client journey improvement, supporting business growth while mastering credit operations cost to operate
• Contribute the appropriate evolution of the defined Generic Control Plan
• Ensure the overall consistency of the credit process and controls in line with global guideline
• Ensure adequate read across & action plan to address Operational incidents and both internal & supervisory recommendations.
• Contribute to define guidelines and key indicators to determine and improve credit ops operational metrics
• Contribute to IT Lending Cluster systems architecture evolution (incl. Risk applications) & functional design ensuring optimized processes, data integrity and quality management and end-to-end alignment
• Be the ITO entry point - for CIB Business lines & Coverage, Risk, Inspection, Regulators and other functions
The Head of APAC Credit Operations supports the APAC Head of GTS and Credit Operations in supervising
1) the activities of:
? Credit Transaction Management
? Loan Services Operations
? Regional Agency Operations
and
2) key transversal global and regional projects for Credit Operations in regards to transformation, achieving operational excellence and operational risk management.
What would be your typical day at BNPP Paribas look like?
Primary Role Responsibilities
? Ensure conformity in regards to Credit committee decision for credit risk
? Ensure the management and integrity of risk data input into Risk systems used in the control and reporting of credit/counterparty risk
? Guarantee that credit/counterparty risks taken by the Bank are monitored and reported timely and correctly
? Implement an efficient Operating Model for APAC Credit Operations in coordination with internal stakeholders and in alignment with the Global Target Operating Model.
? Ensure the quality and risk framework of Credit Operations
? Ensures the key transversal global and regional projects in the scope of the team are carried in accordance with the agreed cost and timetable involving all required stakeholders
? Steers the client data quality management framework in APAC, in particular by ensuring the standardization and alignment of the processes and managing effective escalation and remediation process
? Participates in promoting data governance and improving best practices to help drive execution excellence
? Ensures that proper operational controls framework is in place (and continuously reviewed) and compliant with Group requirement and any applicable regulation
? Ensure the setting up proper governance with GCO Paris and APAC Credit Ops
? Ensures the adequate allocation of resources and their training for the assigned tasks
? Represents APAC Credit Operations in various projects and inter-departmental forums
? Promotes risk awareness within the team.
What is required for you to succeed?
? 14 years’ experience in either business analyst, project management or credit risk controls / internal controls / operational risk role
? Experience in interacting with different stakeholders, in particular with Front Office and Risk Management.
? Experience in issues and projects management, preferably in an internal controls environment
? Knowledge of Credit lifecycle and Operational Permanent Control framework
? Knowledge of Client Management operations and IT infrastructure is a plus
? Strong project leadership and management skills to lead organizational change in order to effectively meet strategic and tactical goals
? Knowledge of Corporate credit process, client and credit data and legal documentation
? Strong written and verbal communications skills required; attention to details and ability to interact/articulate with Management, Teams and Operational staff.
? Ability to help define and articulate the enterprise data management strategic vision and translate it into tactical implementable steps
? Risk and compliance mindset
? People management and developing staff across the region
About BNP PARIBAS
As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance.
We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.
• BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
• BNP Paribas MixCity which fosters better representation of women at all levels of the organization
• Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
• BNP Paribas CulturAll which celebrates diverse backgrounds
BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.
https://careers.apac.bnpparibas/
More information
BNP Paribas - Diversity & Inclusion Journey
BNP Paribas - The Bank Of Green Changes
Award Obtained
BNPP has won Top employer Europe award in a 10th consecutive year
