Senior Expert Trade Officer

COMPETENCES

• Education: University degree (preferably economics/banking related studies)

• Experience: 5-7 years’ experience acquired in international, professional environment in Trade Finance.
• Personality features and competences: 
  • Reliability and responsiveness
  • Ability to handle multitasks assignments
  • Speed and accurateness 
  • Readiness to work effectively in a team
  • Ability to work under pressure with common sense
  • Ability to communicate, interact and co-operate with other business lines/functions
  • Knowledge of legal and regulatory framework related to Customs Guarantees and Public Procurement Act provisions
  • Knowledge of specific products – L/C, L/G, Collections
  • Excellent knowledge and understanding of documentary business operations and applicable ICC, Paris rules and legal requirements in force
• Languages (level): Fluent in English and Romanian. Another language – an advantage.
• Computer skills: Good knowledge of MS Office.

MISSION

• Provides CIB clients with a unique entry point for first level of support on Trade Finance activities.
• Provides CIB centralized back-office teams with straightforward and timely instructions
• Provides RMs and Regional GTS head with general administrative support 

ACTIVITIES

• Responsible for the operational handling of trade finance transactions including commercial propositions, application process, documentation and supervision of terms and conditions in close collaboration with front office, legal department and risk management;
• Responsible for providing administrative support to Regional GTS  Manager;
• Responsible for assisting and support Clients  on all operational issues on Trade transactions executed and/or to be executed by the Branch;
• Supports expanding the trade finance business by providing top service to existing and potential clients;
• Manages and co-ordinates trade finance applications and its acceptance process; 
• Makes sure that the application files are complete and prepared in accordance with established risk assessment procedures and liaises with clients when needed;    
• Organizes efficient and high quality processing of all trade finance transactions, based on the bank’s guidelines and credit policy;
• Prepares trade finance documentation based on agreed standard templates and liaises with the relevant internal parties for customization and validation; 
• Advises clients on trade finance instruments and provides guidance in terms of commercial terms and conditions, documents etc. 
• Establishes and maintains close contact with the clients to ensure that documents have been properly received, communicates discrepancies and provides guidance and advice on the documentation; 
• Makes sure that all files are in compliance with the agreed terms and conditions and checks that approved credit limits have been met;  
• Liaises with appropriate internal parties when needed on excess limits, incidents or rejections;
• Provides ongoing trade support to existing and potential new clients; 
• Prepares regularly proper and accurate reports to the local management and the headquarter on the trade finance portfolio in accordance with the bank’s guidelines / group policy; 
• Plays an active role in implementing workflows and procedures which comply with group internal guidelines and external regulatory and legal requirements; 
• Signs the advising/remitting letters for documents under L/Cs, documentary collections and bank guarantees as per the existing authorizations/ Matrix / Power of   Attorney;
• Performs necessary controls as per internal procedures.