Growth Solutions Senior Officer

About the job

Your Main Activities Are

• To monitor the portfolio, the Middle Officer will interact with a large number of stakeholders: clients for bilateral deals, lawyers, Back Office, ITO 3 C, Risk, Finance, Tax, Legal Affairs, ALM, … Liaise with the Front Office upstream of the signatures of the documentation; assistance during the negotiation phase on technical and legal points of the Documentation and understanding of the specificities of deals; if necessary, search for solutions or agreements with Finance, Tax Affairs, Legal Affairs, etc
• Involvement in the verification chain of KYC and Customer Bases
• Research in the Financing Contracts relevant data to send instructions to the Back Office for encoding it in the Bank's systems (Risk and Accounting) and the its materialization in files (Excel; AFIF)
• Verification that the Conditions Precedents (CPs) or the first drawdowns are met, particularly on bilateral deals
• Follow-up of drawdowns and renewal of facilities, early repayments, follow-up of insurance and subparticipations
• Follow-up of events throughout the lifecycle (amendments; changes of Shareholders; Acquisitions...)
• Application of Booking Rules, Sharing Charters and Transfer Pricing Agreement (TPA)
• Study and analysis of up front commissions in order to comply with Accounting Standards before accounting instructions
• Analysis of the Guarantees Received in connection with the Business and with the assistance of the Internal Lawyers. Instructions for recordings then follow-up of events and of the obligations of Borrowers to Lenders (static data) for recording in the Covenant Manager tool. Materialization of data and controls in various systems (Excel; FISAC Tool, MyC, LIQ)
•  Monitoring of profitability and in particular of Liquidity Costs; link with the ALM
• Contribute for training according to the needs. Demonstrate ability and proactivity to share knowledge and articipate to improve current processes/procedures on a bottom-up approach to increase the quality of service.
• Take simple decisions in the absence of the Team Leader, and report to direct hierarchy any event that might impact the activity. For example, reply to queries related to operational daily topics (excluding HR), be able to prioritize tasks within the team members, be able to identify errors and perform corrective plans, be able to support on projects when requested and be able to lead monthly operational meetings with Beneficiaries
   

Profile and Skills to Success

• Bachelor Degree in Economics, Finance, Accounting or Law 
• 5 to 7 years of relevant experience
• Fluent (C1-C2) English level 
• Ability to collaborate / teamwork
• Attention to detail / rigor
• Good communication skills (both oral and written)
• Ability to innovate  
• Organisational skills
• Analytical Ability
• Skills in Office Pack Proficiency (namely Excel)
• Knowledge in Credits - Structured credits
• Knowledge in Operations and Processes - Transaction processing and data capture

#LI-Hybrid 
 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.