A bit about us: 

At BNP Paribas Personal Finance, we’re part of a global bank and are proud to be a Top Employer UK, providing a great place to work in an open and inclusive environment.  

We’re here to provide simple and straightforward consumer finance solutions and we work with many well-known retailers and brands to help their customers finance their purchases in a responsible way. 

We care about making a positive impact for our colleagues, customers, partners and the wider community. That’s why we live by our values of we're positive, we’re brave and we own it. 

The Role:

As the Credit Specialist, you will make quality lending decisions on high value credit applications received through our partners in the Motor, Retail, Home Improvement, Credit Card and Commercial Insurance sectors. You will make decisions on credit applications received through our internal lending unit for Personal Loans and Credit Cards.

Key Responsibilities: 

Liaise with customers providing a dedicated point of contact for high value referral decisions and maximise accept rates.

Play a major role in making ‘best practice’ underwriting decisions on high value credit applications for:

    • Point of sale retail finance
    • Personal Lending
    • Motor Vehicle Finance
    • Credit Cards
  • Experts in underwriting Motor, Personal Loans, Home Improvements, and high value Retail.
  • Liaise with customers providing a dedicated point of contact for high value referral decisions and maximise accept rates.
  • Ensuring that all customer contact activities & underwriting decisions are compliant with all relevant regulatory requirements and internal policies.

Experience:

  • minimum 2 year's underwriting experience
  • Experienced in underwriting high value finance applications
  • Experience of underwriting Retails, Motor and Personal Loans
  • Commercial underwriting experience
  • A good working knowledge of applicant Credit Bureau data and the ability to analyse this data to make a quality lending decision
  • Working knowledge of Tallyman, Equifax, Experian
  • Working knowledge of CIFAS investigating procedures

Could this be you? 

BNP Paribas Personal Finance believe it’s a positive attitude and passion to make things happen that matters most. 

What’s in it for you? 

As well as working for a Top Employer UK 2022 and being part of a team that changes customer’s lives, there are some excellent benefits too including - a competitive salary, a contributory pension scheme, plus life insurance and private medical insurance, not to mention the all-important 25 days holiday each year to enjoy.  There are also perks which give you fantastic discounts off eating out, cinema tickets, days out and much more.  There are also monthly awards with plenty of opportunities to win vouchers and prizes.  Learn more about what it means to be part of the BNP Paribas Personal Finance team here: BNP Paribas Personal Finance UK - YouTube or click here to learn more about careers at BNP Paribas Personal Finance: Careers (bnpparibas-pf.co.uk).

Equal Opportunities Disclaimer

BNP Paribas Personal Finance promotes equality of opportunity and is committed to ensure that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.


A bit about us: 

At BNP Paribas Personal Finance, we’re part of a global bank and are proud to be a Top Employer UK, providing a great place to work in an open and inclusive environment.  

We’re here to provide simple and straightforward consumer finance solutions and we work with many well-known retailers and brands to help their customers finance their purchases in a responsible way. 

We care about making a positive impact for our colleagues, customers, partners and the wider community. That’s why we live by our values of we're positive, we’re brave and we own it. 

The Role:

As the Credit Specialist, you will make quality lending decisions on high value credit applications received through our partners in the Motor, Retail, Home Improvement, Credit Card and Commercial Insurance sectors. You will make decisions on credit applications received through our internal lending unit for Personal Loans and Credit Cards.

Key Responsibilities: 

Liaise with customers providing a dedicated point of contact for high value referral decisions and maximise accept rates.

Play a major role in making ‘best practice’ underwriting decisions on high value credit applications for:

    • Point of sale retail finance
    • Personal Lending
    • Motor Vehicle Finance
    • Credit Cards
  • Experts in underwriting Motor, Personal Loans, Home Improvements, and high value Retail.
  • Liaise with customers providing a dedicated point of contact for high value referral decisions and maximise accept rates.
  • Ensuring that all customer contact activities & underwriting decisions are compliant with all relevant regulatory requirements and internal policies.

Experience:

  • minimum 2 year's underwriting experience
  • Experienced in underwriting high value finance applications
  • Experience of underwriting Retails, Motor and Personal Loans
  • Commercial underwriting experience
  • A good working knowledge of applicant Credit Bureau data and the ability to analyse this data to make a quality lending decision
  • Working knowledge of Tallyman, Equifax, Experian
  • Working knowledge of CIFAS investigating procedures

Could this be you? 

BNP Paribas Personal Finance believe it’s a positive attitude and passion to make things happen that matters most. 

What’s in it for you? 

As well as working for a Top Employer UK 2022 and being part of a team that changes customer’s lives, there are some excellent benefits too including - a competitive salary, a contributory pension scheme, plus life insurance and private medical insurance, not to mention the all-important 25 days holiday each year to enjoy.  There are also perks which give you fantastic discounts off eating out, cinema tickets, days out and much more.  There are also monthly awards with plenty of opportunities to win vouchers and prizes.  Learn more about what it means to be part of the BNP Paribas Personal Finance team here: BNP Paribas Personal Finance UK - YouTube or click here to learn more about careers at BNP Paribas Personal Finance: Careers (bnpparibas-pf.co.uk).

Equal Opportunities Disclaimer

BNP Paribas Personal Finance promotes equality of opportunity and is committed to ensure that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

Primary Location
GB-NIR-Belfast
Job Type
Standard / Permanent
Job
OPERATION PROCESSING
Education Level
Not indicated
Schedule
Full-time
Reference
OPE002447


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Why should I apply?

Basically, why would you want to join BNP Paribas over any other company?

BECAUSE YOU'RE THE KIND OF PERSON WHO WANTS...

  • What if we told you that working in our Group may not be quite what you think? BNP Paribas business lines and careers are constantly evolving to meet the expectations of our clients and society as a whole.

  • Feeling good about your job means bringing your whole self to work and being who you are. It’s also about having the resources you need to achieve a healthy work-life balance. Both of these are major commitments at BNP Paribas.

  • At BNP Paribas, developing your skills is as important to us as it is to you. And the skills you learn with us will help you through the rest of your working life.

Find out more