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Structured Finance Senior Analyst

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Structured Finance Senior Analyst

  • Permanent
  • Full time
  • Lisbon, Lisbon, Portugal
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Last update 03.11.2026

About the job

  • As a Structured Finance Senior Analyst within the RISK Corporate Securitisation (RCS) team, you will play a critical role in monitoring and evaluating the risk of securitisation transactions and associated derivatives across the Europe, Middle East and Africa (EMEA) region
  • Joining a dynamic risk function, you will not only analyse risk but also contribute to the evolution of our risk culture through innovation, digital transformation, and sophisticated portfolio monitoring

Your Main Activities Are

  • Drive the end-to-end credit evaluation process for new and existing securitisation transactions, performing independent assessments of financial and non-financial risks to provide the rigorous analysis necessary for high-quality credit decisions and alignment with the Bank’s risk appetite
  • Ensure seamless integration of risk policies into the operational framework by preparing risk opinions based on credit memos and due diligence reports, ensuring all documentation and approvals meet the highest standards of regulatory and internal compliance
  • Manage Credit Committee proceedings, including the preparation of minutes, the recording of regulatory parameters and the prompt dissemination of decisions
  • Act as a guardian of the portfolio by ensuring timely portfolio reviews by business sponsors and escalating adverse risk developments. You will maintain data integrity and consistency across securitisation exposures to help the Bank anticipate market shifts and manage credit and counterparty risks effectively
  • Contribute to the modernisation of the risk function by participating in global innovation initiatives and strengthening the permanent control framework, to enhance risk management capabilities and operational efficiency
  • Oversee the technical onboarding and ongoing skill development of junior colleagues through active mentorship and coaching

Profile and Skills to Success

  • Bachelor Degree in Finance / Economics or related
  • At least 3 years of experience in Financial Analysis / Credit Analysis / Advisory or similar
  • Relevant experience in structured transactions
  • Advanced level of English, both written and oral
  • Knowledge in MS Office (Excel, PowerPoint)
  • Ability to deliver / results driven
  • Communication skills, both written and oral
  • Creativity and innovation / problem solving
  • Critical thinking

About the Team

  • Within the BNP Paribas risk function, the RISK Corporate team is responsible for
  • Acting as a second pair of eyes on all credit decisions relating to CIB Corporates to guarantee quality and consistency, the Bank’s risk profile and its policies
  • Ensuring risk anticipation using early warning signals
  • Monitoring the Risk Profile of Corporate Exposures and performing portfolio reviews
  • Developing and disseminating a common «Corporate Risk Culture» across the Bank
  • Providing best tools and jurisprudence to allow reliable and efficient decision making and monitoring process
  • Within the RISK Corporate team, the RISK Corporate Securitisation team is responsible for pre-trade analysis, portfolio monitoring, annual reviews, and credit decisions of banking book securitisations and associated derivatives transactions originated by the Securitisation business within BNP Paribas CIB

#LI-Hybrid 

Why joining BNP Paribas? 

BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:

  • Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
  • Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
  • Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.

Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion Commitment

BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility - Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.