Mobilities
2025-09-05
Innovation
Mobility solutions
Updated On 2026-05-06
Sustainable mobility is a core commitment for BNP Paribas. This ambition is driven by BNP Paribas Mobility, a cross-cutting initiative that brings together all the Group’s business lines. By combining the expertise of its specialised entities, BNP Paribas Mobility strengthens its support and financing for the transition across the automotive sector and continues to accelerate the rollout of alternative mobility solutions for all its customers and employees.
The 5 strategic axes of BNP Paribas Mobility
Serving all our customers across the entire value chain
Under the BNP Paribas Mobility umbrella, the Group is making this transition to more sustainable, safe, and accessible mobility through several of its businesses, operating across the entire value chain and according to customer typologies.
- Arval operates vehicle fleets and provides new mobility solutions, with over 700,000 electrified vehicles, including more than 340,000 fully electric vehicles at the end of 2025.
- BNP Paribas Personal Finance supports its individual customers in their automotive projects, offering them a wide range of financing solutions, from personal loans to leasing with purchase option or long-term leasing.
- Commercial banks and BNP Paribas Cardif offer their customers financing and insurance solutions for their mobility needs.
- BNP Paribas CIB advises and supports major players in the automotive sector and related industries worldwide in their transition to electric vehicle production - as well as institutions that finance infrastructure at national and local levels - in particular through innovative financing such as green bonds and loans.
- BNP Paribas Leasing Solutions provides companies with financing solutions for equipment and related infrastructure and supports them in their transition to electric mobility.
The close relationship we have with our customers and partners enables us to develop a detailed understanding of the challenges of mobility and to build a comprehensive range of solutions that meet the needs of all players in the ecosystem, from manufacturers to end users. As part of our GTS strategic plan, we have placed mobility at the heart of our development projects. Today, we are accelerating, with the strength of our integrated model, to unite all our expertise in the service of our customers' transition to the mobility of tomorrow.
To go further: Find out more about the partnership between BNP Paribas Leasing Solutions and Chargewell, a company specialising in sales and recharging solutions for electric vehicles (EVs), including infrastructure on the Dutch and Belgian markets.
2. Supporting players in the automotive industry
Throughout the world, BNP Paribas supports automakers, equipment manufacturers and distributors in their efforts to decarbonise the sector, develop, digitalise, and transition to more sustainable mobility. In the United States, BNP Paribas took part in the $2.25 billion green bond issue for General Motors in 2022, helping to give the automaker the capacity to build two million electric vehicles a year by 2025, and accompanying its vision of all-electric: to achieve carbon neutrality for its products and operations worldwide by 2040, and eliminate exhaust emissions from its new light vehicles by 2035.
3. Developing tailored offers for new players with large vehicle fleets
For more than 30 years, Arval has been the specialist in long-term vehicle leasing for large international companies, SMEs and professionals. More recently, Arval has diversified its activities to become a key player in integrated mobility, targeting a wider audience that includes drivers be they within a company or private individuals. Thanks to the connected solutions and tailor-made services offered, Arval's corporate customers are able to optimise the mobility of their employees and outsource the risks associated with fleet management.
Arval also actively supports and advises its customers to accelerate the energy transition, giving them the means to be more sustainable. Its strategy aims to rethink the mobility mix by balancing vehicle rental with alternative forms of mobility such as car-sharing, car-pooling, electric bikes and scooters.
4. Creating mobility offers and services for corporate employees
BNP Paribas develops solutions tailored to the needs of companies (such as mobility hubs, electric vehicles and shared bikes, mobility passes, leased bikes, etc.), to facilitate sustainable mobility for their employees.
By signing a strategic agreement with Ridecell, a global provider of fleet automation and mobility solutions, Arval offers its corporate customers a comprehensive range of innovative shared mobility solutions, covering all their mobility needs on an international scale.
- Arval Connect is its connected solution that turns vehicle data (mileage, consumption, driving habits, etc.) into actionable insights to optimise costs, improve driver safety and accelerate the energy transition of fleets. Thanks to an intuitive and GDPR-compliant platform, managers and drivers alike benefit from real-time visibility and smart mobility management.
- Arval Bike Lease: a long-term bicycle rental solution dedicated to businesses, already deployed with more than 10,000 units in 14 countries, supporting the development of soft mobility within organisations.
- Arval Mobility Pass: a multi-mobility service facilitating access to more responsible travel solutions, with over 62,000 users at the end of December 2025 and continuing to grow (+8.3%).
- Arval Energy Card: a charging card designed to simplify the experience for electric vehicle drivers, providing access to nearly 950,000 charging points in Europe and enabling centralised, seamless expense management.
- My Arval Route Planner: an electric journey planning tool that optimises routes and charging, currently available in 9 countries (France, Italy, Germany, Belgium, Slovakia, Czech Republic, Romania, Austria and Hungary).
- Arval Energy Cable: a smart charging cable offering a mobile, flexible solution that complements existing infrastructure; it has already been deployed in several European countries, including Austria, Slovakia, the Czech Republic, Hungary, and Switzerland.
- My Arval Fleet Manager: a digital platform enhanced with telematics data, enabling fleet managers to track vehicles' actual emissions and support the gradual, controlled electrification of fleets.
Mobility has become a fluid concept, encompassing multiple options and combinations. At Arval, we have expanded our role accordingly, to offer our customers simple, transparent and comprehensive mobility solutions that dovetail with their needs."
5. Supporting individual customers
While adapting to new uses, BNP Paribas offers its individual customers new mobility products and services to help them adopt more environmentally friendly modes of transport.
To make it easier for its customers to choose their means of transport, BNP Paribas has launched the Mobility4you platform in France in 2023, which offers individual customers a "turnkey" solution for selecting, financing, insuring, and having their vehicle delivered, comprising:
- mobility solutions chosen from over 6,500 available vehicles, new/recent and used - all Crit'Air 0, 1 and 2 - as well as soft mobility solutions, such as electric bikes and scooters;
- tailored financing solutions (personal loans, leasing with purchase option, long-term leasing) and insurance, to be taken out via the platform.
At the same time, electric vehicle leasing is also growing rapidly, opening-up new financing and service opportunities.
In France, Cetelem offers a social leasing scheme to make the acquisition of an electric car accessible to low-income households, at €100 per month for the first three years.
And while the car is still the mainstay of mobility, new modes of travel are developing rapidly: soft mobility such as bicycles, scooters and electric scooters, car-sharing and car-pooling. BNP Paribas is helping its individual customers to adopt these new modes.
- To go further: In Poland, BGZ BNP Paribas has developed the Mamgo platform, which offers new and used vehicles with 3 types of financing options.
On the Move: the BNP Paribas podcast on sustainable mobility
In each episode, BNP Paribas experts share their vision of the challenges, advances and future of mobility, which is becoming more sustainable and inclusive every day.
Arval, one of Europe's leaders in sustainable mobility
Committed to the sustainable transformation of mobility, Arval is implementing a long-term strategy that combines social responsibility, technological innovation and performance. Launched in 2020, its Arval Beyond strategic plan, extended by Arval 26 & Beyond, aims to position the company as a major player in sustainable mobility, with a target of 2 million leased vehicles by the end of 2026, including 400,000 electric vehicles. This ambition is based on a recognised CSR approach, illustrated by the EcoVadis Platinum Medal 2026, and on the expertise of the Arval Mobility Observatory, which analyses major international mobility trends each year. Thanks to connected, digital, and AI-based solutions, Arval helps its customers embrace simpler, smarter, and more responsible mobility.
visit the ARVAL website