Do you want to be part of a team that supports Portuguese people in achieving their projects?
At BNP Paribas Personal Finance, known in Portugal as Cetelem, we believe that our work has a real impact on people's lives. For over 30 years in Portugal, we have been specialists in consumer credit, helping people bring their projects to life with financing solutions for the home, automobiles, or everyday purchases.
As part of the global BNP Paribas Group, we are now a team of over 600 specialists committed to supporting the daily lives of our clients and partners and creating a positive impact on people and society.
Now, we want you to be part of this story.
Know Your Intermediary Officer
#KYI#teams#AML#
In concrete terms, your daily life
Within PF Portugal Operations & Shared Service Centre SE.T Iberia, the mission of the team is to carry out continuous due diligence activities towards intermediaries, including maintenance and updating of records and AML(Anti-Money Laundering) and KYI information for active intermediaries of all AML risk levels, within the scope of the Group's KYI Policy and Financial Security, by performing their onboarding and complete and partial recertification of dealers.
- Performs the complete or partial KYI review of Personal Finance intermediaries (countries: Italy, Portugal, Belgium, UK) as well as the monitoring and/or processing of incomplete or irregular files, in compliance with the KYI and Financial Security policy, evaluating data to determine the bank's risk exposure to money laundering and related crime situations
- Gathers information related to each dealer, including, validates the compliance of the collected information and updates the data in the various systems
- Formalize the KYI studies carried out in a specific application (KYIS tool), in a risk assessment logic, attaching all supporting evidence to the study
- Identify, escalate to the Compliance Dept., the dealers where alerts are identified in the AML scope. Makes a decision, within its own level of responsibility, on the continuity of the business relationship between the Bank and the Dealer based on the risk assessment.
Missions are important, but the team and the work environment too!
Welcome to BNP Paribas Personal Finance, in Porto, where you will join SET Operations, in the Hub KYI scope.
We are prepared to welcome you with an onboarding plan, with on-the-job training and networking.
What do we have to offer you?
This is a very important topic that we will look at together, taking into consideration your background and experience.
We highlight the following benefits:
- Partnerships with thousands of entities that provide access to various advantages (tourism, food, hospitality, fashion, technology...)
- Smart Working policy that aims to promote a flexible, autonomous, and responsible culture, contributing to well-being and job satisfaction
- 24-hour Support Line available in case of need for Psychological, Legal, Financial/Tax, and Psychosocial Support.
Are you the one we are looking for?
- Ability to analyze company finances, functional knowledge of companies
- Compliance - Know Your Intermediary - KYI experience
- Knowledge of methodologies and process of onboarding new dealers and KYI recertification process of the intermediary portfolio
- Prior experience in KYI activities is an asset
- Precision and rigor in the application of methodological rules and procedure guidelines
- Knowledge in KYI (Know Your Intermediary Compliance framework)
- English – intermediate
- Attention to detail
- Ability to collaborate/Teamwork and to relate to internal clients
- Proactivity
If you have all this, a lot of desire, energy and good mood, then you are the one we are looking for ...
Please, send you CV in PDF, with the label “CV_FirstName_LastName”.
We look forward to your application!
A place to grow as a team
We want you to find more than just a job here: a space to learn, share ideas, and develop your potential.
From day one, you will have the support of a team dedicated to guiding your integration and development. Here, you benefit from the best of both worlds: the proximity of a local team in Portugal and the scale and opportunities of an international group.
Work-life balance – Your work and your life on the same level
We believe that to give your best, you need to feel good in your daily life.
That is why we promote a collaborative work environment and value the balance between personal and professional life. With our Smart Working model (hybrid work), you have the necessary flexibility to manage your time and tasks.
Here, you will have the space to contribute, the support to evolve, and the conditions to build your own path.
Top Employer for the 9th consecutive year
For us, this recognition is a reflection of our daily experience: an environment based on respect for differences, inclusion, and the development of every individual.
If you are looking for a challenge where you can develop your potential, share knowledge, and build a career within a leading European group, we want to meet you.
Join us. Let’s take the next step together.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility - Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
