Job Title: Associate – KYC Quality Assurance
Department: ISPL CEFS KYC Operations
About Business line/Function:
The KYC Due Diligence team in ISPL is responsible for the Preparation of files due for periodic reviews (Recertification) for existing customers and (Onboarding) for new clients of BNP Paribas across multiple countries across APAC, EMEA and America. It is extended team working with onshore counterpart to support completion of KYC on all existing and new clients of BNP Paribas.
Position Purpose:
The KYC Due Diligence team in ISPL is responsible for the Preparation of files due for periodic reviews (Recertification) for existing customers and (Onboarding) for new clients of BNP Paribas across multiple countries across APAC, EMEA and America. It is extended team working with onshore counterpart to support completion of KYC on all existing and new clients of BNP Paribas.
Responsibilities
Direct Responsibilities
Perform retrospective quality checks on KYC files to ensure compliance with internal policies and local regulatory requirements .
Identify gaps, inaccuracies, or missing documentation in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) profiles.
Provide detailed, constructive feedback to the KYC operations team to drive improvement and reduce the error rate.
Validate the appropriateness of the risk rating assigned to clients based on their entity type, jurisdiction, and business activity.
Verify the authenticity and validity of identification, ownership structures (UBO), and corporate registry documents.
Prepare daily/weekly quality dashboards and reports for senior management, highlighting recurring themes or systemic failures.
Ensure that the KYC process evolves in line with updated Global and Local Compliance policies.
Conduct deep-dives into frequent errors to determine if they stem from a lack of training, ambiguous policy, or process inefficiency.
Escalate concerns / issues as needed.
Communicate within the team, Compliance, the business and IT.
Contributing Responsibilities
• Contribute to the implementation of Permanent Control policies and procedures in day-to-day business activities.
Active participation in regular review of operational procedural changes /requirements during processing functions / staff meetings
Active participation in Projects / System Changes / UAT / new system implementation when required.
Technical & Behavioral Competencies
1.1 Good communication skills is a pre-requisite
1.2 Accuracy and rigor
1.3 Team player
1.4 Fluent in English; Knowledge of French or a foreign language would be a plus
1.5 Adaptable flexible approach to the working environment
1.6 Ability to work on multiple IT systems
1.7 IT literate and familiar with Microsoft Office (Excel to macro level), PowerPoint
Specific Qualifications:
• Minimum 3-5 years of experience along with Bachelor's Degree - in management, finance, science, economics, related field or equivalent experience.
• Proven experience in AML/KYC operations, specifically focusing on Quality Assurance or Quality Control within a banking or financial services environment.
Strong understanding of regulatory landscapes and international standards (e.g., FATF recommendations).
High attention to detail with the ability to analyze complex corporate structures (Trusts, Funds, SPVs) and identify "red flags."
Skills Referential (Required knowledge, skills and abilities)
Technical Skills:
- Analytical Ability
- Ability to develop and adapt a process
- Ability to anticipate business / strategic evolution
Behavioral Skills:
- Communication
- Analytical Ability
- Team Player
Education Level: Bachelor Degree or equivalent
Location: Bangalore/Chennai
About BNP Paribas Group:
BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialized businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.
About BNP Paribas India Solutions:
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.
Commitment to Diversity and Inclusion
At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.
