In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 20,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships.
Worldwide, BNP Paribas has a presence in 64 markets with more than 180,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.
* excluding partnerships
BNP Paribas offers you an exciting career in an international business environment that is fast-paced, diverse and focuses on creating high-value relationships with our clients. We offer competitive salary and benefits, as well as a working environment where you’re valued as part of the team.
https://careers.apac.bnpparibas/
2027 APAC Graduate Programme – Transaction Banking
Our two-year graduate programme is designed to provide you with first class training and immediate responsibility, it gives you the support and development you need to start a successful career in financial services.
For: Final year students or recent graduates with a bachelor’s or master’s degree in any disciplines from a recognized university
Teams: Cash Management/ Supply Chain Management
Duration: 24 months
Start date: January/ April/ July 2027
Location: Singapore
Candidates with more than one application will not be processed – You are encouraged to review the different business lines and working locations before applying.
Who can apply?
To be considered for the placement, you will:
• Apply as a recent graduate, final year undergraduate, or master’s student in any discipline;
• Possess GPA of 3.3 out of 4.0 or above (or equivalent) in any discipline;
• Have to be fluent in spoken and written English (additional languages are an advantage); and
• Demonstrate methodical, logical, solution-driven thinking, with commercial awareness and a keen interest in latest finance topics as well as market trends.
What you can expect?
Induction
You will be provided with a comprehensive induction, where you will be immersed in group training and discover more about the BNP Paribas Group.
Training
From day one, you will start your business specific technical and financial training, alongside personal skills development aimed at equipping you with the knowledge you need to get you the best possible start in your career. Working alongside our teams of industry leading specialists, you will gain on-the-job training throughout your two-year programme taking you along a development path to build your expertise and broaden your base of skills. You will also have the chance to experience other parts of the business through cross-entity projects, which will help you understand how we approach complex work and give you the chance to develop a strong internal network.
Mentor & Buddy
Throughout the programme, you will be mentored by experienced managers and team members, as well as pairing with a buddy from our early career cohorts who will make sure you are getting everything you need to grow.
What will you do?
1. Cash Management
Transaction Banking APAC (TBA) provides key product offers in Cash Management, International Trade and Supply Chain Management. This role is part of the Cash Management Product and Implementation team.
As a Graduate Trainee within the Transaction Banking APAC (TBA) Cash Management division, you will support both the Product and Implementation teams. You will play a key role in the lifecycle of Transaction Banking Cash Management products, from deployment and commercialization to client implementation and process industrialization. This role offers exposure to regional product strategies, data-driven decision-making, and cross-functional stakeholder management across the APAC region.
Direct Responsibilities
- Contribute to assigned product initiatives like payments and billing platforms.
- Oversee end-to-end deployment of Cash Management Products across the APAC region, from commercialization to monitoring, ensuring seamless integration into existing product offerings.
- Support the review and maintenance of Product Reference Documents to ensure regulatory alignment and clarity for internal stakeholders.
- Contribute to Cash Management industrialisation projects.
- Support and contribute to regional client implementation governance and strategy.
- Analyze and report country and regional performance on established implementation KPIs.
- Design and define regional processes that ensure standardization to address controls, risks, efficiency and enhanced client experience.
- Support and manage various Implementation initiatives and processes.
This role will have a regional engagement and will require the incumbent to work with teams across APAC, transversally with other functions/businesses and different business lines within Transaction Banking.
2. Supply Chain Management
Understand client's requirements, identify and originate profitable supply chain solutions in close relation with Coverage, TBA and SCM marketers:
- Conduct industry, peer and cash-conversion-cycle analysis to identify prospects and opportunities.
- Support client meetings and calls with Coverage, TBA, SCM marketers and other sales teams.
- Prepare clear, tailored pitches, term sheets, case studies and management or committee materials.
- Follow up leads and maintain accurate pipeline and opportunity reporting.
- Develop sustainable finance solutions with SCM marketers and the TB APAC Head for Sustainability.
Structure Supply Chain Management solutions (receivables purchase, supplier financing programs…) where risks are adequately mitigated:
- Perform due diligence and financial, receivables, concentration and risk analysis; draft SCM memos and responses to credit committees.
- Liaise with Insurance Group and Trade Distribution to mitigate and distribute risks.
- Support the drafting and negotiation of legal documentation.
- Prepare and present solutions to relevant credit and risk committees.
- Assess pricing, funding costs, utilisation, EAD, RWA, RAROC and RoRWA to ensure adequate returns.
Implement and deliver Supply Chain Management solutions, in a timely manner:
- Coordinate end-to-end execution from approval and documentation through operational implementation and first drawdown.
- Design efficient workflows with Back Office, Implementation Managers and other relevant functions to meet clients’ operational requirements.
- For Supplier Financing Programs, coordinate supplier onboarding, communication, contracting and operational readiness with Supplier Relationship Managers.
Manage existing portfolio of transactions:
- Prepare annual reviews and support ongoing credit approvals.
- Monitor utilisation, outstandings, overdues, concentrations, maturities and insurance limits, and coordinate exceptions or limit reallocations with relevant stakeholders.
- Maintain accurate portfolio, exposure and management-reporting data, including in MyDebtors.
Contribute to overall cohesion of the Supply Chain Management and the Transaction Banking team, including specifically:
- Maintain a positive, proactive mindset and provide support or back-up to team members when required.
- Share replicable deal experience across the APAC and global network and collaborate across TB SEA to ensure coordinated client coverage and cross-selling.
- Improve transaction management, reporting and controls through standardised templates, automation and effective use of data.
Permanent Control Aspects:
- Contribute directly to the BNPP operational permanent control framework and comply with regulatory requirements and internal guidelines.
- Assess compliance, sanctions and transaction-specific risks with relevant control functions, maintaining appropriate evidence and audit trails.
- Report incidents in accordance with the Incident Management System.
Competencies (Technical / Behavioural)
- Excellent communication skills in person and by phone, excellent presentation skills.
- Logical and analytical skills to drive out solutions.
- Strong organizational skills.
- Some experience in the structuration of SCM solutions preferred
- Ability to deliver within tight timeframes and under pressure.
- Ability to work both independently and within a team environment, across jurisdictions.
- Willingness to travel periodically within South-East Asia to meet local stakeholders and clients.
- Proficient in Excel VBA, Word and PowerPoint, including dashboards and pivot tables, with the ability to use AI tools to streamline processes, reporting and SCM documentation.
- Client focused
- Ability to manage a project
- Positive attitude, strong ambition to learn and succeed, and a highly collaborative approach to working with colleagues and stakeholders.
