Senior Business Analyst - APAC Cash

About BNP Paribas India Solutions:

Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.

About BNP Paribas Group:

BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability

Commitment to Diversity and Inclusion

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.

About Business line/Function:

Global Banking IT provides support for Payment and Cash Management, Core banking, Trade finance and Corporate Credit business line. Within Global Banking IT, Payment and Cash Management IT  provides end to end IT solutions for payment processing for domestic and foreign currency products.

Job Title:

Business Analyst - International Payment

Date:

Department:

CIB

Location:

Chennai

Business Line / Function:

Global banking IT

Reports to:

(Direct)

Sr. BA

Grade: 

(if applicable)

(Functional)

Number of Direct Reports:

Directorship / Registration:

NA

Position Purpose

The role is in CBIT - Business Analysis and Solutions Team catering to International Cash Management projects. The function is that of a Business analyst with End-to-End project management & coordination working closely with business and operations stakeholders as well as internal development, TCOE, IT security, architecture and other transversal teams. 

Responsibilities

Direct Responsibilities

 Payment Landscape Analysis:

o Conduct in-depth analysis of the Asia Pacific payment landscape, including local payment

methods, regulatory requirements, and market trends.

o Stay updated with emerging payment technologies and industry standards.

• Industry Payment Formats:

o Ensure adherence to industry payment formats and protocols specific to the Asia Pacific

region, with a particular focus on ISO 20022, CBPR+, and SWIFT MT/MX formats.

o Collaborate with internal and external stakeholders to implement and maintain compliant

payment systems.

• Process Optimization:

o Identify opportunities for process improvement and cost reduction in payment and cash

management operations.

o Develop and implement strategies to streamline payment processes and enhance

operational efficiency.

• Compliance and Risk Management:

o Ensure compliance with local and international regulations related to payment and cash

management.

o Conduct risk assessments and develop mitigation strategies to minimize financial and

operational risks.

• Cash Management:

o Good understanding of different nature and workings of Cash Management products

• Stakeholder Management:

o Build and maintain strong relationships with key stakeholders, including banks, financial

institutions, and regulatory bodies.

o Collaborate with cross-functional teams to align payment and cash management strategies with overall business objectives.

o Work closely with project manager to adhere to project plans, timelines and deliverables keeping within the allocated budget

• Reporting and Analytics:

o Prepare comprehensive reports on payment and cash management performance.

o Utilize data analytics tools to provide insights and support decision-making processes.

• Testing and Quality Assurance:

o Define test strategies and set up test plans for payment and cash management systems.

o Develop and execute test scripts according to the test plans.

o Monitor and manage testing cycles to ensure quality and compliance.

o Document and report testing results and recommendations for improvement.

Contributing Responsibilities

• Partner with stakeholders across business units (ex: product, Ops, APS, Development, Testing) to develop analyses and documentation in a collaborative way, communicating effectively and efficiently with production, managerial, and executive teams
• Evaluate, analyze, and communicate systems requirements on a continuing basis, and maintain systems processes, including the delivery of monthly status reports to all appropriate parties
• Author and update internal and external documentation, and formally initiate and deliver requirements and documentation
• Conduct daily systems analytics to maximize effectiveness and troubleshoot problems
• Develop meaningful and lasting relationships with partners for optimized systems integration, and respond to questions and concerns from managers and executives with supporting research and recommendations
• Service-oriented attitude and strong commitment to client satisfaction
• Interpersonal skills, ability to consolidate action plans and report progress status
• Team player demonstrating self-initiative when necessary

Technical & Behavioral Competencies

• Five or more years of experience in analytics and systems development for Cash Management domain
• High proficiency with SQL and database management
• Proven analytical abilities
• Experience in generating process documentation and reports
• Excellent communication skills, with an ability to translate data into actionable insights

Qualifications

• Education: Bachelor's degree in IT or a related field. Advanced degrees are preferred.

• Experience: Minimum of 5-8 years of experience in payment and cash management, with a strong

focus on the Asia Pacific region. Significant industry experience is highly valued.

• Technical Skills: Proficient in payment systems, financial software, and data analytics tools.

Strong knowledge of ISO 20022, CBPR+, and SWIFT MT/MX formats.

• Industry Knowledge: Deep understanding of Asia Pacific payment landscape, industry payment

formats, and regulatory environment.

• Language Skills: Fluency in English is mandatory. Proficiency in one or more Asian languages is

a strong advantage.

• Soft Skills:

o Excellent analytical, problem-solving, and communication skills.

o Ability to work independently and in a team environment.

o Solution-oriented mindset with a focus on delivering practical and effective solutions.

Specific Qualifications (if required)

Skills Referential

Behavioural Skills: (Please select up to 4 skills)

Decision Making

Attention to detail / rigor

Client focused

Creativity & Innovation / Problem solving

Transversal Skills: (Please select up to 5 skills)

Analytical Ability

Ability to develop and adapt a process 

Ability to understand, explain and support change

Choose an item.

Choose an item.

Education Level: 

 Bachelor Degree or equivalent

Experience Level

At least 6 years

Other/Specific Qualifications (if required)