About BNP Paribas India Solutions:
Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions.
About BNP Paribas Group:
BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability
Commitment to Diversity and Inclusion
At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.
About Business line/Function:
Global Banking IT - Corporate Credits: Corporate lending business provides loans to corporates for refinancing, debt consolidation or financing a new project or acquisition.
Job Title:
Business Analyst (Loan IQ)
Date:
01-Dec-2025
Department:
Global Banking IT
Location:
Mumbai / Bangalore / Chennai
Business Line / Function:
Corporate Credit
Reports to:
(Direct)
Project Manager / Senior Project Manager
Grade:
(if applicable)
(Functional)
Number of Direct Reports:
NA
Directorship / Registration:
NA
Position Purpose
To function as a Business analyst with the Global Banking CREDIT team, catering to number of applications related to the Credit Domain, especially Loan IQ.
Work as an individual contributor to completely manage the End-to-End Credit implementations with Business and other stakeholders.
Needs to be involved in the requirements gathering with Business Product Owners, documenting the business requirements and functional specifications. Needs to liaise up with the development teams, testing teams, coordinate testing efforts and be involved in production implementation.
The candidate must be able to:
· Clearly understand the client’s business requirements and provide optimal solutions.
· Contribute to the analysis and drafting of business requirements and functional specifications.
· Writing of Business Test Cases, Business rule, acceptance criteria and conducting the SIT & UAT cycles.
· They should be well versed with the Agile / Scrum methodologies, SDLC cycle, quality and release control processes.
· They Should be working on Loan IQ in current project and well versed of all modules of it.
Responsibilities
Direct Responsibilities
· To work closely with Product Owners, Users (if required), Testing team and development team to understand the Business Requirements.
· In future, take responsibility as Scrum Master in of agile team.
· Ensuring solutions meet business needs and requirements.
· Prioritizing initiatives based on business needs and requirements.
· To analyze requirements and perform gap analysis independently.
· To create, maintain and review business requirements as Epics / User Stories in Jira.
· To prepare / review high-level test scenarios and conduct functional testing before releasing the feature / product.
· To conduct effective walkthroughs with Business / Development teams on functional requirements.
· To conduct effective walkthrough with UX-UI designers for mockups / wireframe creation.
· To do effective effort estimation and sprint planning.
· They Should be comfortable and open to work with onshore stakeholders.
· Mentor and help other BA team members to deliver solutions. Work on transversal topics spanning across projects and teams.
· Responsible for updating documentation on new or existing features with expected details for future references and knowledge transitions.
Contributing Responsibilities
· Work closely with internal development, architecture and other transversal teams.
· Work as a team player for topics spanning across projects, teams.
· Quality conscious and appropriate documentation complying with SDLC standards
· Monitor quality and appropriate documentation complying with SDLC standards
· Writing job descriptions for new roles, conducting interviews and keeping track of open positions/ backfills.
Technical & Behavioral Competencies
The candidate should have strong functional skills and communication skills.
The job requires:
· Background in banking, more specifically in Credits domain (structured credits, loans and risks associated).
· Prior Knowledge to Loan IQ software is must.
· Prior BA experience with Agile / Scrum background is necessary.
· Analysis, Solution definition and Problem solving.
· Experience in Stakeholder management. Service-oriented attitude and strong commitment to client satisfaction.
· Excellent verbal and written communication.
· Proven negotiation skills, facilitation skills. Capable of adapting to a new environment / changes and ability to deliver it successfully under pressure towards tight deadlines.
· Lead by example. Wellness to learn.
· Sincere and hard work. Self-starter, quick learner.
· Solution driven, Open positive mindset.
· Adopt the changes, able to identify gaps / risks and prepare the mitigation plan to deliver it smoothly.
Besides, the following skills are also expected:
· Clear organization skills and ability to work as an individual contributor.
· Interpersonal skills, ability to consolidate action plans and report progress status.
· Analytical, lateral thinker and result-oriented person.
· Team players demonstrate self-initiative when necessary.
· Manage end-to-end projects with tight tracking and governance.
Specific Qualifications (if required)
Experience required:
· Overall, 5 - 8 years Business analyst experience.
· Preferably, good to have BA experience from Financial / Banking Industry or domain
having strong accounting and Payment knowledge
.
· Preferably, good to have prior hands-on experience Loan IQ tool.
· 5 - 8 years of relevant experience in implementing IT Systems or interface development across financial or banking systems.
· Any Graduate from a top University.
Skills Referential
Behavioural Skills: (Please select up to 4 skills)
Client focused
Communication skills - oral & written
Ability to deliver / Results driven
Choose an item.
Transversal Skills: (Please select up to 5 skills)
Ability to understand, explain and support change
Ability to develop and adapt a process
Ability to manage / facilitate a meeting, seminar, committee, training…
Ability to inspire others & generate people's commitment
Choose an item.
Education Level:
Bachelor Degree or equivalent
Experience Level
At least 7 years
Other/Specific Qualifications (if required)
