In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 18,000 employees* (* excluding partnerships) and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships.
Worldwide, BNP Paribas has a presence in 68 markets with more than 193,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.
At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, color, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.
Position Purpose
Senior Associate or VP role within APAC Real Assets - Credit Portfolio Management (“CPM”) team in charge of monitoring of the loans portfolio, with for this role a focus on Energy, Resources and Infrastructure transactions (renewables, infra / digital infra, energy transition) and possible extension to other Real Assets transactions. Role based in Singapore.
Responsibilities
- Risk analysis and monitoring: to ensure quality of risk monitoring, data quality, credit and ESG risk analysis, modelling, negotiations as relevant, drafting of credit papers for allocated portfolio (annual reviews, waivers / amendments, restructuring). Attend / present to credit committee meetings.
- Client relationship development: Participate to client meetings / site visit. Contribute to business opportunities identification for clients under his/her responsibility (refinancings, cross sells).
- Portfolio asset management: Identification and participation in execution of possible sell-down/secondary sale/portfolio optimization initiatives or increase of client exposures
- Contribute to maintain up to date and accurate data bases, portfolio monitoring tool etc.
- Contribute to strict compliance of all compliance, conduct and other policies
Reporting:
- Position reports to the Head of the APAC RA/ERI Credit Portfolio Management based in Singapore
Technical & Behavioral Competencies
- Strong analytical skills including credit analysis and financial modelling
- Good understanding of loan documentation
- Written and verbal communication skills, conciseness
- Ability to build relationships and convince internal and external stakeholders
- Organization skills, ability to prioritize and meet deadlines and senior team members/customer needs
- Attention to detail, sense of initiative, proactivity and knowledge of when to voice out relevant matters
- Autonomy and ability to solve problems
Specific Qualifications
- 6-10+ years’ experience in credit / financing ideally in structured financing / project finance.
- University educated with strong academic background, preference for specialization in finance/business
- Demonstrated financial analysis, risk analysis skills and experience in financial modelling (excel skills)
