Aged 43, Frédéric Thoral is a graduate of Lyon's Institut d'Etudes Politiques and has a DESS (applied masters degree) in HR Management from the University of Paris IX Dauphine. He began his career in 1989 at Rank Xerox France, then joined the Bouygues group before working his way up through the SFR Cegetel group from 1995 to 2004, where he was promoted to Deputy HR Director. Furthermore, he was Chairman of UNETEL - RST, the telecom and Internet employers' federation, from 2001 to 2003. After a stint at the AREVA group from 2004 to 2007, where he was Vice President Human Resources & Management Development, he moved to Oberthur Technologies as Group Senior Vice President Human Resources and member of the group's executive committee tasked with setting up an international HR team.
Frédéric Thoral will be responsible for defining the IRS HR strategy, organisation and leadership, working closely with the other divisional HR teams to implement the Group's managerial development, international recruitment, talent management and remuneration policies within the framework of the Group's overall HR policy. He takes over from Françoise Barnier, Head of HR for IRS since 2004, who becomes Head of Career Development and Training within the Group HR team.
About BNP Paribas International Retail Services (IRS)
As a growth engine for the Group and a spearhead for its international retail development, IRS deploys the integrated BNP Paribas banking model by combining its branch banking strengths, in the United States and Emerging Markets, with those of its specialized financial services activities.
The IRS core business, which has 71,000 employees in more than 60 countries, has 3 business lines focused on delivering retail services:
- Branch Banking: in the United States retail banking operates through Bank of the West (present in 19 states) and First Hawaiian Bank. In the Emerging Markets, IRS has a fast growing network with some 2000 branches in 35 countries, particularly throughout the Mediterranean basin and in the Gulf, and in far-eastern Europe (Turkey, Ukraine). It is also present in Russia, Africa and the French overseas territories, and is developing partnerships in Asia.
- Personal Finance consolidates consumer lending and mortgage lending (Cetelem, UCB). This activity is number one in Europe with 25,000 employees in 30 countries and more than €100 billion in outstanding loans.
- Equipment Solutions brings together the expertise of 4 specialized companies operating in equipment financing for corporate clients (Arval, Artegy, Arius and BNP Paribas Lease)
IRS currently serves more than 50 million customers worldwide.