- The European Investment Fund is providing additional €250 million uncapped guarantees to the existing €75 million guarantee agreement already signed with BNP Paribas S.A.
- The new total of €325 million is expected to mobilise at least €465 million of financing in the real economy.
- Up to 25-30 new transactions are foreseen to be originated per year, supporting scale-up companies across the EU, for a total of up to 100 transactions over a period of 3 years.
This guarantee is backed by the InvestEU, the EU initiative aiming to mobilise investments in innovation, sustainability and competitiveness.
BNP Paribas has secured an additional €250 million guarantee from the European Investment Bank Group via the European Investment Fund (EIF) under the InvestEU Programme. This significant envelope enables BNP Paribas to advance its goal in supporting innovative and sustainable businesses across the EU, reinforcing its position as a major player in the region and global leader in sustainable finance[1].
"We are proud to partner with the EIF to support the European economy and drive innovation and sustainability," said Christopher Kramme – Head of BNP Paribas Growth Solutions. "This guarantee is a recognition of our commitment to make a positive impact on the region's growth and development.
“In 2025, the EIB Group signed through the EIF close to €5 billion in guarantees across Europe, contributing to increase the financing for small and medium-sized businesses”, said Ambroise Fayolle, vice-president of the European Investment Bank. “Guarantees allow banks to expand financing to the real economy and support more risky projects, which in turn drive innovation. By allocating €250 million more in guarantees to BNP Paribas SA, we increase financing for SMEs actively engaged in the twin transition – green and digital”.
This collaboration will enable growth and innovation in the European economy. The envelope will be split into three portfolios focused on innovation and on sustainability and its deployment will be overseen by both BNP Paribas Growth Capital & Solutions and the bank’s CPBS (Commercial, Personal Banking & Services) division, with a two-year deployment period remaining:
The Innovation and Digitalisation Portfolio will fuel the growth of innovative SMEs and Small Mid-Caps, enhancing their access to finance and accelerating the adoption of digital technologies and transformation.
The Sustainability Climate Change Mitigation Portfolio will provide support to investments in climate change mitigation such as renewable energy solutions, energy-efficient commercial buildings, industrial energy efficiency initiatives, low-emission mobility solutions and green Information and communication technologies.
The Sustainability SMEs and Small Mid-Caps Portfolio will back investments in SMEs and Mid-Caps driving the green and sustainable transformation of the European economy.
BNP Paribas' partnership with EIF provides a guarantee that allows the bank to invest in earlier-stage projects. BNP Paribas will continue to apply its rigorous credit policies, techniques, technology and due diligence, ensuring that each investment meets the highest standards.
BNP Paribas has built a unique offer through its proprietary data and technology platform, one of the most advanced analytics platforms in the banking industry. This platform enables live tracking of business models and goals, providing a far more reliable way of tracking investments.
This initiative illustrates the EIB Group's and BNP Paribas’ innovative approach and commitment to supporting European growth. BNP Paribas will be able to support additional transactions, boosting its activity and volume, while leveraging on its extensive network of 200 bankers in Europe focused on innovative companies and 5,200 start-up and scale-up clients, accelerating the growth of innovative and sustainable businesses across the region.
[1] According to Bloomberg’s 2025 League Table
Leader in banking and financial services in Europe, BNP Paribas operates in 64 countries and has over 180,000 employees, including more than 146,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. The Group has a historic footprint in four eurozone markets: Belgium, France, Italy and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Türkiye, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability.
The European Investment Bank (ElB) Group is the financing arm of the European Union, owned by the 27 Member States, and one of the largest multilateral development banks in the world. In 2025, the EIB Group signed €100 billion of new financing and advisory services for over 870 high-impact projects in eight core priorities that support EU policy objectives: climate action and the environment, digitalisation and technological innovation, security and defence, territorial cohesion, agriculture and bioeconomy, social infrastructure, strong global partnerships and the savings and investment union. Beyond long-term loans for large infrastructures, the EIB Group crowds-in private investment for high-risk innovative projects and businesses, with a growing role in Europe’s markets for venture debt, venture capital, guarantees and securitisations
The European Investment Fund (EIF) is the subsidiary of the EIB specialised in providing equity, guarantees and securitisations to improve access to finance for small and medium size businesses and startups across Europe. Acting as an anchor investor, through its extensive network of partnering banks and investment funds, EIF mobilises private investment and nurtures the ecosystem of venture capital funds to support innovative European entrepreneurs.
In 2023, the EIF launched together with six member states (France, Germany, Italy, Spain, Belgium and the Netherlands) the European Tech Champions Initiative, a fund of funds to scale-up innovative startups. This initiative has already enabled the creation of 14 European venture capital mega-funds and scaled up 40 companies, including 11 unicorns (with more than €1 billion in valuation).
High-quality, up-to-date photos of the organisation’s headquarters for media use are available here.
The InvestEU programme provides the European Union with long-term funding by leveraging substantial private and public funds in support of a sustainable recovery. It also helps to crowd in private investment for the European Union’s strategic priorities such as the European Green Deal and the digital transition. InvestEU brings all EU financial instruments previously available for supporting investments within the European Union together under one roof, making funding for investment projects in Europe simpler, more efficient and more flexible. The programme consists of three components: the InvestEU Fund, the InvestEU Advisory Hub, and the InvestEU Portal. The InvestEU Fund is deployed through implementing partners that will invest in projects using the EU budget guarantee of €26.2 billion. The entire budget guarantee will back the investment projects of the implementing partners, increase their risk-bearing capacity and thus mobilise at least €372 billion in additional investment.
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