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BNP Paribas: First Quarter 2002 results

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Operating performance has held up well in a difficult environment

Capital gains and other non-operating items down

Eur 1,019 million in net income group share
(-18.6% compared to the first quarter 2001 and
+17.7% compared to the fourth quarter 2001)



. The Retail Banking businesses have continued to enjoy steady growth and their pre-tax net income has reached a new record high:

- Gross operating income: +11.6% compared to the first quarter 2001,
- Pre-tax income: +5.5% compared to the first quarter 2001.


. The Private Banking, Asset Management, Insurance and Securities Services businesses improved their results:

- Gross operating income: +1.3% compared to the first quarter 2001,
- Pre-tax income: +9.3% compared to the first quarter 2001.


. The Corporate and Investment Banking businesses still remained highly profitable, but were affected by the continued lacklustre stock markets and the rising credit risk in Europe:

- Gross operating income: -13.5% compared to the first quarter 2001,
- Pre-tax income: -25.1% compared to the first quarter 2001.


. On the whole, BNP Paribas' gross operating income (EUR 1,667 million) is midway between what it was in the first and what is was in the fourth quarter 2001 (-3.6% and +5.0% respectively).


. Capital gains on securities and the other non-operating items (EUR 141 million) declined EUR 264 million compared to the first quarter 2001.


. Net income group share (EUR 1,019 million) was down EUR 233 million compared to the first quarter 2001 (-18.6%) and up 17.7% compared to the fourth quarter 2001.


. The Group's annualised return on equity was 16.3%.