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Head of Coverage and Territories Credit Management

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Head of Coverage and Territories Credit Management

  • CDI (Permanent)
  • Temps plein
  • Bangkok, Bangkok, Thaïlande
Postuler
Marque
BNP Paribas
Horaires
Temps plein
Niveau d'études
Niveau Bac+4/5
Référence
123456789010117537
Mise à jour le 22.04.2026

Key Responsibilities

Managerial role:

  • Supervision and management of the Credit Analyst team.
  • To ensure that credit proposals are completed in due time and in compliance with the quality standards of the Bank (efficiency and productivity), implying the monitoring of the whole credit portfolio and managing the calendar to avoid past due reviews.
  • To ensure that internal credit policies are applied and followed.
  • To master and continuously improve the credit processes.
  • To review the credit proposals prepared by the Credit Analysts.
  • Supporting team members to maximize the efficiency and effectiveness of the team
  • Assessment of performances through the year and execution of the annual appraisals.
  • To ensure that adequate training is followed by the team members to improve efficiency and quality of credit analysis.
  • Coordination of the recruitments.

Contributions:

  • Support of Management: portfolio oversight and risk anticipation.
  • Participation in discussion of complex transactions and credit committees when necessary.
  • Support to Coverage and Business lines: reactivity, capacity to mobilize resources to support Business lines.
  • Regular communication with Business Lines, Coverage, SEA Regional office, and APAC SMS to improve the credit process.

Credit Analyst Role:

  • Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis in line with the bank policies, including analysis of financial statements, industry, economic data and identification, analysis and presentation of all key risks.
  • Spreading of financial statements
  • Understanding and running RAROC simulations
  • Proposing to the credit committee appropriate ratings & GRR, using internal tools and Credit Analyst’s judgment.
  • Ensure that annual review / transactions deadlines are met
  • Perform portfolio reviews, periodic covenant checks, and security monitoring as required in line with approval conditions of respective files
  • Maintain good knowledge and understanding of the bank policies, processes, risk rating tools, etc.
  • Communicate reliably and professionally with both internal and external clients
  • Monitor clients’ credit evolution and immediately alert the management for any early warning signals. This includes, but not limited to, timely update of financial spreadsheets, regular compliance checks on financial covenants, change in ratings, or any major event or material evolution.

Contributions:

  • Presentation of credit proposals to local and APAC credit committees.
  • To contribute to any other portfolio or credit administrative and statistical works as required such as sector analysis, RPC and watchlist / doubtful processes.
  • Participation in projects linked to improving credit process efficiency.
  • Liaison with different métiers and various BNP Paribas networks to share client information, ensure smooth and timely credit process to ensure that global reviews are properly and timely executed and to minimize overdue files in collaboration with Relationship Managers (coordination role).
  • Meet with clients jointly with Relationship Managers, when and where possible, to deepen the understanding of their financial performance and credit standing.
  • Participation in discussions and on potential deals.
  • Other duties assigned by management from time to time.

Permanent Control:

·      Direct contribution to BNP Paribas operational permanent control framework

·      Ensure that the work produced is complied with the operational permanent control, legal and regulatory framework and requirement.

BNP Paribas

Leader européen des services bancaires et financiers, BNP Paribas est présent dans 64 pays et rassemble près de 178 000 collaborateurs, dont plus de 144 000 en Europe. Le Groupe détient des positions clés dans ses trois grands pôles opérationnels : Commercial, Personal Banking & Services pour l’ensemble des banques commerciales du Groupe et plusieurs métiers spécialisés parmi lesquels BNP Paribas Personal Finance ou encore Arval; Investment & Protection Services pour les solutions d’épargne, d’investissement et de protection ; et Corporate & Institutional Banking, centré sur les clientèles Entreprises et Institutionnels.

Fort d’un solide modèle diversifié et intégré, le Groupe accompagne l’ensemble de ses clients (particuliers, associations, entrepreneurs, PME, grandes entreprises et institutionnels) pour les aider à réaliser leurs projets en leur proposant des services de financement, d’investissement, d’épargne ou de protection.

En Europe, BNP Paribas est composé de quatre marchés domestiques : la Belgique, la France, l'Italie et le Luxembourg. Le Groupe déploie également son modèle intégré de banque commerciale dans les pays du bassin méditerranéen, en Turquie et en Europe de l’Est. Acteur bancaire international de premier plan, le Groupe dispose de plateformes et de métiers leaders en Europe, d’une forte présence dans la zone Amériques, ainsi que d’un dispositif solide et en forte croissance en Asie-Pacifique. BNP Paribas met en œuvre dans l’ensemble de ses activités une démarche de Responsabilité Sociale et Environnementale lui permettant de contribuer à la construction d’un futur durable, tout en assurant la performance et la stabilité du Groupe.