About Us
Türk Ekonomi Bankası (TEB), one of Turkey’s most established financial institutions, holds a strong position in the banking sector with its innovative products and customer-centric approach. With its dynamic structure and the dedication of its employees, TEB continuously strives for growth and development. We invite you to join us on this journey as we look for a new team member for the position of Director of Business and Agricultural Credits – Strategy, Process & Projects.
Key Responsibilities
- Define and monitor performance indicators for business and agricultural credit portfolios.
- Coordinate the development of credit policies with allocation units and business lines.
- Lead analysis and reporting processes for business and agricultural credit products and associated risks.
- Track non‑performing loans (NPLs) and create action plans based on risk analyses.
- Provide timely alerts and insights on spreads and risk assessments to senior management.
- Design, implement, and manage business processes required for the customer credit portfolio.
- Oversee planning processes to achieve targets and ensure coordination with other groups.
- Evaluate and implement strategic recommendations derived from analytical findings.
- Direct long‑term action plans for the enhancement of risk‑analysis systems.
- Ensure the use of optimal decision‑system methodologies in line with market practices and standards.
- Supervise the sustainability of credit‑risk analytics and models.
- Systematically control calculated risk ratios.
- Review and assess anomalies in inputs and outputs of risk‑evaluation processes.
- Collaborate with relevant units to develop new customer scoring models, integrate them into systems, and improve policy rules.
- Periodically update existing policy rules based on market conditions, bank needs, and risk levels.
- Evaluate budget‑forecast recommendations for business and agricultural credit products.
Qualifications
- Minimum 9 years of experience, preferably in credit risk management, analytics, or strategy.
- Bachelor’s or Master’s degree, preferably in Economics, Finance, Statistics, Mathematics, Engineering, or related fields.
- Advanced proficiency in English.
- Strong command of data analytics tools such as SAS, SQL, and Python.
- Knowledge of local and international regulations.
- Proven experience in strategic thinking, leadership, and team management.
- Excellent communication, presentation, and stakeholder management skills.
- Ability to lead digital transformation initiatives and the implementation of new analytical technologies.
