(Branch) CTCM 1 year Fixed Term Contract

What is this position about?

Credit Analyst is responsible for the preparing of the credit proposal package including performing of credit analysis (including spreading of financial statements, financial and rating analysis, portfolio monitoring etc) for both existing and new clients of the Bank. 

What would your typical day at BNPP Paribas look like? 

Primary Role Responsibilities

• Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis in line with the bank policies, including analysis of financial statements, industry, economic data and identification, analysis and presentation of all key risks.
• Spread corporate financial statements
• Propose to credit committees appropriate ratings & recovery rates, using internal tools and    judgment.
• Present credit proposals to local and regional credit committees
• Ensure annual credit reviews / transactions memo deadlines are met.
• Perform portfolio reviews, periodic covenant checks, and security monitoring, as required in line with approval conditions of respective files
• Contribute to any other portfolio or credit administrative and statistical works as required such as sector analysis, back-testing of credit, risk policy committees and watchlist / doubtful processes
• Maintain good knowledge and understanding of the bank policies, processes, risk rating tools,   etc.
• Maintain good knowledge of the sector and industry developments.
• Liaise with different business lines, Risk Corporate and various BNP Paribas networks to ensure smooth and timely credit process to ensure that all reviews are properly and timely executed without overdue through joint collaboration with Relationship Managers (coordination role) and other stakeholders.
• Monitor clients’ credit evolution and immediately alert the management for any early warning signals. This includes, but not limited to, timely update of financial spreadsheets, regular compliance checks on financial covenants change in ratings or any major event or material evolution.
• Meet with clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit
• Strong team player, supporting team members and the department to maximize the efficiency   and effectiveness of the department
• Communicate reliably and professionally with both internal and external stakeholders
• Keep accurate track record of all assigned requests; from receipt through execution of requests

Other contributions

• Participation in projects linked to improving credit process efficiency. 
• To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time.

What is required for you to succeed?

• Ability to collaborate/Teamwork
• Attention to details/rigor
• Organizational skill
• Good communication skills and strong team spirit
• Efficient working under time pressure
• High standards of accuracy

Required education/certification/licenses

• Bachelor degree with major in Business/Accounting/Economics
• Proficiency in Korean and English, both verbal and writing
• Credit/equity analyst experiences or Competent level of accounting knowledge to perform financial analysis

Experience level (in year) - 5-15  years

About BNP PARIBAS

As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance. 

We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.

•    BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community

•    BNP Paribas MixCity which fosters better representation of women at all levels of the organization

•    Ability, the mutual aid network for employees with a disability or a disabling or chronic illness

•    BNP Paribas CulturAll which celebrates diverse backgrounds

BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.

https://careers.apac.bnpparibas/

More information 

Award Obtained

BNPP has won Top employer Europe award in a 10th consecutive year