Senior Credit Analyst, Consumer Products

Join one of Montreal's Top Employers in 2026. We are a leading international banking institution fully committed to building a more sustainable future.

The position at a glance

The Senior Credit Analyst supports BNP Paribas's mission by ensuring the robust management of credit risk within the Consumer Products sector. You will contribute to new business development, perform in-depth credit analysis, and collaborate with cross-functional teams to ensure timely and sound credit decisions. This role offers the opportunity to work with a wide range of stakeholders and contribute to the bank’s growth strategy. In addition, you will contribute to the development and mentoring of junior credit analysts as well as to fostering the collaborative and high performance-oriented nature of team. 

In detail

As Senior Credit Analyst on the Corporate Credit Management Team, the successful candidate will be responsible for the credit management of assigned corporate clients and for working on new client deals along with other colleagues on the Team (Analyst to Director). Core tasks and responsibilities include (among others): 

•    Managing and monitoring the credit quality of a portfolio of assigned Consumer Products Corporate Clients, including periodic review of borrowers’ financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry trends, etc. 

•    Directly managing portfolio will consist primarily of IG and sub-IG Consumer Products groups, both leveraged and non-leveraged (including LBOs). Sound modelling skills are required 

•    Actively participate in deal teams with Sector Coverage Bankers and related product groups to drive the credit process for new origination activity for prospects, new clients and existing relationships 

•    Perform credit analysis and prepare credit memoranda for assigned corporate clients including new transactions, annual reviews, renewals, amendments, waiver requests and financial updates 

•    Evaluate clients/transactions for risk-related changes 

•    Strong interaction with the Risk, Bankers (i.e. Coverage) and Product Teams (among others, FX, IRD, Commodity, Global Trade Solutions, Loan Capital Markets, and Leveraged Finance Teams) including leading the credit process amongst the various stakeholders to ensure an in-depth and thorough credit assessment as well as an efficient and smooth turnaround of transactions 

•    Be a team player supporting and working with other team members, bringing value and contributing to the success of the team 

•    Maintain reporting related to the assigned portfolio including among other things exposure tracking, regulatory related requirements, and other general reports for internal/external uses 

•    Interact with other bank branches to coordinate on client strategy and interact with internal and external auditors during loan examinations 

•    Attend bank meetings and/or client calls with the Bankers 

The strengths and skills that will help you succeed

• Bachelors Degree in Finance or Accounting or Master in Finance and/or MBA/CFA
• The knowledge of English is required.*
• Minimum 6 years of prior experience in corporate banking or at rating agencies covering Corporate Clients.
• Reasoned financial statement analysis and fundamental corporate credit analysis skills when evaluating client health.
• Understanding of general banking products, loan structures, and credit agreements to support transaction workflows.
• Advanced projection modeling skills for accurate financial forecasting.
• Organized and committed approach to managing complex tasks and deadlines.
• Professional business writing and verbal skills for interacting with stakeholders.
• Responsible approach to operating within a team and interacting with senior stakeholders.
• Proficiency in Word and Excel for daily reporting and analysis.

While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted 

What’s in it for you

Alongside a competitive compensation, we provide a comprehensive suite of flexible benefits designed to support your health, wellbeing, and long‑term success:

Health & Wellness – A menu of flexible options for you and your family, including a 24/7 telemedicine service.

Mental‑Health Support – Up to $5,000 per year for sessions with mental‑health practitioners, plus unlimited access through our Employee Assistance Program.

Financial Benefits – A defined‑contribution pension plan and a range of additional financial perks.

Paid Volunteering Days – Take time off to give back to the community.

Learning & Development – Access to high‑quality training, personal‑development programs, and clear pathways for internal career progression across our global organization.

Work‑place flexibility - Hybrid work is available for most roles. You’ll be required in the office at least three days per week, with one of those days being either a Monday or a Friday.

To find out more about our range of benefits, click hre

Diversity, Equity and Inclusion (DE&I) at the heart of our commitments

 BNP Paribas is committed to fostering a work environment where all employees can feel heard, valued, safe and supported, and can be their authentic selves.

BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).

To learn more about our DE&I commitments, click here

About us

BNP Paribas, the leading bank in the European Union and a major global financial institution, operates in 63 countries and has nearly 178,000 employees. Its mission is to foster a responsible, sustainable economy by financing and advising clients to the highest ethical standards while addressing environmental, regional development, and social inclusion concerns. With over 1,700 employees in Montreal and Toronto, BNP Paribas in Canada strives to develop long-term relationships with its clients by supporting their business strategies and meeting their financing and investment needs, both locally and abroad.

Our certifications and partnerships

• Canada’s Top Employers for Young People 2026
• · Montreal’s Top Employers 2026
• Canada’s Best Diversity Employers 2026
• Women in Governance Platinum-Parity Certification
• LinkedIn Top Companies 2024

 What you need to know

• · BNP Paribas is committed to accessibility and inclusion. During the recruitment process, accommodation needs are available at all times for candidates. You will have the chance to make a request for an accommodation during your application.

• You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;

• If you are applying and accepted to a position which requires working in/for the U.S. securities industry, you will be required to provide your fingerprints and undergo additional background checks by the FBI. BNP Paribas Securities Corporation is required to maintain a supervisory program over the conduct of its Associated Persons; some of your personal data will be transmitted to the United States of America and made available to US regulators. Please reach out to BNPP for additional information; or you can also find an overview here: 3110. Supervision FINRA.org 

Do you want to discover other BNP Paribas offers in Canada?

Click here: BNP Paribas in Canada Our job offers

 Protect yourself from fraudulent job postings. Emails about jobs at BNP Paribas will always come from addresses ending @bnpparibas.com @us.bnpparibas.com, @ca.bnpparibas.com, or @br.bnpparibas.com. You should be suspicious of emails regarding employment with BNP Paribas coming from any other domains and should not respond. BNP Paribas will never send payments to or request payments from candidates for positions posted by BNP Paribas.