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Credit Analyst

Métier Risques
Marque BNP Paribas
Niveau d'expérience 3 à 5 ans
Niveau d'études Niveau BAC+2/3
Postuler REF: COV000192

In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 17,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships.
Worldwide, BNP Paribas has a presence in 73 markets with more than 196,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.

BNP Paribas offers you an exciting career in an international business environment that is fast-paced, diverse and focuses on creating high-value relationships with our clients. We offer competitive salary and benefits, as well as a working environment where you’re valued as part of the team.

* excluding partnerships

Position Purpose

To conduct corporate credit risk analysis, covering mainly local corporates &/or multinational names under our Corporate Coverage portfolio


Direct Responsibilities

 Gather appropriate client information to be able to present and mitigate risks
 Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines
 Complete Credit Proposals enabling the Credit Committee to make an informed decision
 Support the Relationship Manager / Front Officer in credit process-related matters within own scope, including appropriate credit risk ratings recommendation per internal rating policies and methodologies, pricing simulation for assessing the deal economics or exposure management
 Portfolio monitoring (follow-up of financial covenants, risks alert, core data checks)
 Keep updated with credit methodologies and policies
 Share information and develop industry intelligence   

Contributing Responsibilities

 Presentation of Credit Proposals to local Credit Committees
 Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit
 Participation in discussions on potential deals.
 Participation in projects linked to improving credit process efficiency
 To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
 Contribute to the Permanent Control framework

Technical & Behavioral Competencies

1. Minimum 3 years relevant credit analysis experience, preferably in handling local mid-cap portfolio 
2. Solid product knowledge in trade financing & medium term financing
3. Analytical mind, well organized and attentive to details
4. A team player with ability to work under pressure with quick turnaround and multi-tasking
5. Good command of spoken and written English
6. Preferably proficient in Mandarin and Cantonese (to converse with local clients)
7. Good interpersonal, communication and presentation skills
8. Excel in computer skills – Word, Excel, Power Point, etc.

Specific Qualifications (if required)

1. University graduate; major in Finance or Accounting & its equivalence
2. ACCA or CFA qualification a plus

Primary Location: HK-Hong Kong (HK)-Hong KongJob Type: Standard / PermanentJob: RISKSEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 3 years Behavioural competency: Ability to collaborate / Teamwork, Communication skills - oral & written, Ability to deliver / Results driven, Attention to detail / rigorTransversal competency: Ability to understand, explain and support change, Ability to conduct a negotiation, Ability to anticipate business / strategic evolution, Analytical Ability