One of Türkiye’s oldest and most deeply-rooted financial institutions, Türk Ekonomi Bankası (TEB) provides a complete array of banking financial products and services.
In 2005, TEB entered into a strategic partnership with BNP Paribas which is one of the world's leading financial institutions and the largest bank in the Euro Zone with total assets worth EUR 2.705 and operations in 63 countries as of year-end 2024. TEB carries out its activities drawing on the added value derived from BNP Paribas Group's worldwide organization, vision, global operational capabilities, superior know-how and experience.
As of year-end 2024, TEB was offering its services to 9,6 million customers with, 8.047 employees and 436 branches.
Within TEB, SME Credit Allocation Department is responsible for door-to-door credit allocation processes of Large Commercial Clients.
Key Responsibilities:
- Conduct in depth financial and business analyses for Large Commercial segment clients
- Prepare “Executive Summary” reports in English based on credit proposals prepared by Business Line
- Attend Head Office level and Credit Committee level meetings and present the Executive Summary along with Credit Allocation opinion
- Manage end-to-end credit allocation processes from initial assessment to final decision and post-approval monitoring.
- Collaborate with Line of Business, Branches, Regional Allocation & Sales Departments, Risk, Legal, Compliance and Operations to ensure smooth loan execution and portfolio management
- Monitor portfolio performance, identify early warning signals, and propose appropriate risk mitigation measures
- Contribute to process improvements, digital development projects and internal reporting enhancements
- Participate actively in internal trainings sharing knowledge and supporting junior credit analysts
- Conduct regular client and facility visits
Both Manager and Assistant Manager positions will be reporting to Senior Manager.
Requirements:
- Bachelor’s degree in Business Administration, Economics, Finance or Engineering
- Minimum 5 years (for Manager) or 2 years (for Assistant Manager) of experience in corporate or commercial credit allocation / underwriting /monitoring.
- Proficiency in English (both written and spoken)
- Strong analytical and financial analysis skills; ability to interpret financial statements and evaluate risks & mitigants
- Presentation and communication skills as the position holder is expected to present credit files to senior management, Credit Committee members
- Ability to display both macro and micro based approaches in proactive style
- Capability in managing multiple tasks in a fast-paced environment
- Strong collaboration skills and teamwork mindset across departments
- High proficiency in MS Office programs and relevant financial analysis tools
