The bank for a changing world

Start-ups which improve banking and finance


The essential

But what is FinTech?

These are innovative young companies that are using technology to offer new services in the financial and banking sector. InsurTech is similar, but applies to the insurance sector. 

Their goal is to approach the financial world in a way that’s simpler and more accessible for everyone, with lower-cost services that are better aligned with customers’ current needs. FinTech companies aren’t direct competitors to banks. In most cases, they offer complementary services and assist banks with their innovation strategy.

Our program FinTech Accelerator

FinTech Accelerator program is a unique FinTech and InsurTech acceleration program designed to help you grow to the next level.Twice a year, L'Atelier BNP Paribas selects about ten start-up. Each start-up will be paired up with a BNP Paribas business line to collaboratively experiment for 4 months.

In the inaugural season, from among 140 FinTech and InsurTech start-up candidates, 8 were selected for a 4-month acceleration program.  At WAI Paris, assisted by teams from the L’Atelier BNP Paribas Lab, these start-ups have been working to create new business opportunities and develop new products and services for customers, in collaboration with a number of Group entities: BNP Paribas Securities Services, Personal Finance, and Wealth Management, among others. 

Read the 8 interviews of start-ups #season 1 in this dedicated section

The Accelerator for a changing world

This program is consistent with the Group’s strategy, which is based on digitalisation and innovation and powered, in particular, by partnerships with FinTech. The BNP Paribas Group’s collaboration with the tech start-up ecosystem consists of four main steps – sourcing, acceleration, pilot testing and full-scale rollout. The ultimate aim is to drive forward the digitalization of the Group’s businesses, enabling the rollout of innovative products and services in line with the changing needs and expectations of both Corporate and Individual Clients of the Bank. A major priority among BNP Paribas’ targets for the year 2020 is to create a digital bank that is able to offer a high-quality customer experience, both in terms of the customer journey and the security of operations.

“ These new players are inventing new services and new applications that are making it possible for us to expand our market. So they’re not competitors – they’re sources of inspiration that we’re working with and with which we’re seeking to develop synergies.  ”

Jean-Laurent Bonnafé

Director and CEO of BNP Paribas 

More about FinTech and Innovation