The bank for a changing world

Sector Associate- General Corporates , Credit & PM


Standard / Permanent


US-NY-New York

Job function




Business Overview: Corporate Credit Management (“CCM”) is a transversal team in support of the approximately 800 Corporate Clients of the North American platform.  The CCM team works to ensure coverage, monitoring & execution of all counterparty risk requests for the Corporate platform.  Three functional pillars exist in the team including: 

(1)    Corporate Credit Team – consists of the Credit Analyst & Account Management organizations which provide sector/transaction specialized risk monitoring for the Corporate platform.

(2)    Transaction Management – Front Office liaison team for all functional teams.  In addition, provides support on complex transaction and project management.

(3)    Corporate Credit Coordination – coordinates credit process/methodology topics throughout the CCM team and the Corporate platform.



Responsible for the credit management of assigned corporate client credit relationships. Additional responsibilities include:


  • Monitor the credit quality of a portfolio of assigned corporate borrowers including periodic review of borrower financial statements, covenant compliance reports, press releases and news articles, rating agency and equity analyst reports, industry information, etc.
  • Prepare credit memoranda for assigned accounts including new transactions, annual reviews, renewals, amendment, waiver requests and financial updates.
  • Coordinate the credit process amongst the various product and risk teams to ensure an efficient turnaround of transactions.
  • Attend bank meetings and/or client calls with the Relationship Manager.
  • Interact with other bank branches to coordinate on client strategy.
  • Maintain reporting related to portfolio including pipeline tracking, exposure tracking, and other general reports.
  • Interact with internal and external auditors during loan examinations. 
  • Strong interaction with the Risk department, Coverage and Product teams
  • Associate level would assist in the mentoring of Credit Analysts, Interns, and VIEs
  • Clients consist of Aviation and US general corporates


Required Qualifications:

  • 3-4 years prior experience in a corporate banking environment
  • Bachelor’s Degree in Finance or Accounting
  • Excellent writing skills – clear, concise presentation of value added information
  • Strong accounting and financial statement analysis.
  • Strong knowledge of financial statement analysis, Excel, and general banking practices

Preferred Qualifications:

  • MBA
  • Formal credit training courses are a plus

FINRA Registrations Required:  Series 79 and Series 63