Corporate Credit Analyst - Trainee
OPERATIONAL EFFICIENCY TRANSFORMATION AND BUSINESS ANALYSIS
BNP Paribas is a leading European bank with an international reach. It has a presence in 73 countries, with more than 192,000 employees – including more than 146,000 in Europe and over 4,000 in Portugal alone.
BNP Paribas is present in Portugal since 1985, having been one of the first foreign banks to operate in the country. Today, BNP Paribas has several entities operating directly in this territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
Worldwide, the Group has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors.
CIB is an international core business with important platforms in Paris, London, Hong Kong, New York, Tokyo and Singapore. It is organized around two main poles, Global Banking and Global Markets
As part of Global Banking, there is Corporate Coverage EMEA and Financing Solutions EMEA which are mainly focused on plain vanilla financing, hedging facilities, debt origination and structuring, and also including sectorial expertise.
The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance.
Within BNP Paribas, Credit Analysis plays a fundamental role in the selection of the bank’s assets, contributing to the sustainability of the business model. This is critical in reaching the right credit decisions, bringing added value to the business as well as strongly monitoring risks.
ROLE AND RESPONSIBILITIES:
The Credit Analysts Services platform allows centralizing a number of tasks in one setup which will support EMEA (Europe Middle East and Africa) teams in the:
Counterparty Financial Analysis
Assessment of Counterparty and Credit Risk
Preparation of Credit Proposals in support of the Relationship Managers
Credit Risk Monitoring (Annual reviews, Covenant Management
Reporting & Data management
Students in the senior year of bachelor degree (Economics, Finance, Management or similar)
Excellent written/verbal communication skills in English (mandatory)
Detail oriented with a solid knowledge of financial analysis under several standards
Self-starter, good initiative & flexible
Business minded with an ability to convey a balanced sense of risk