Sr Risk Reporting Analyst (San Ramon)
United States-California-San Ramon
What sets Bank of the West apart from other banks is our team members–they embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western values—straightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity – an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines – Retail Banking, Commercial Banking, and Wealth Management.
Responsible for providing analysis in support of the bank's Risk Reporting Function, focus on risk-related matters. In addition to; this position will provide strategic insight to Shareholder and Senior Management Team by analyzing data, produce reports and proposes axes of development for the optimization of overall servicess provided by the department. Interacts with Risk and Business Lines management and serves as consultant to management.
Essential Job Functions
Designs and prepares risk reports for BancWest’s executive management and the Shareholder, and analyzes trends in the risk portfolio’s performance.
Assists with the development, implementation, and monitoring of various risk management initiatives including concentration analysis, establishment of exposure limits.
Conducts ad hoc risk management analysis when deemed appropriate. Presents results in a timely, comprehensive, synthetic and meaningful manner.
Identifies sources of information and develops process for capturing required data.
Compiles and formats related data
Ensures that data is accurate and that sources of information are reliable.
Documents reporting processes and keeps audit trails. Maintain comprehensive procedures and documentation related to tasks handled.
Liaises with hierarchy to determine and update priorities.
Performs other duties as assigned.
Required Education or Equivalent Experience
- Bachelor's Degree required or equivalent combination of education and experience
- 5 or more years of experience in credit risk management and/or financial reporting
Administrative/Technical Skills/ Other Information
Responsible for Resident expert on Basel II Standardized within the Controllers’ organization. Tracks regulation changes and their impact on the bank’s level of Basel II Capital and RWA and the RWA data gathering and reporting processes.
Acts as primary liaison between corporate finance and BNPP Capital-related teams to ensure permanent and optimal compliance of the bank’s B2S RWA framework with the shareholder’s policies, rules, guidance and specific requests. Provides local parties involved in the B2S RWA framework with accurate overviews and instructions in line with the shareholder’s requirements, in relation with process changes, additional data request or any other information necessary for BNPP to comply with its regulator in terms of Risk Weighted Assets.
Supervise the quarterly reporting of Basel II Standardized-related information to the shareholder and BNPP’s permanent data communication systems through an adhoc request from the shareholder.
Leads and manages the development or implementation of any new processes or new tools necessary to be compliant with the shareholder’s reporting framework and/or for improving overall production, analysis or reporting process.
Manages the analysis and reporting processes associated with actual Basel II Standardized information post-computation, using shareholders tools to retrieve information. Produces analyses’ reports and communicate key information to the bank’s Controllers and Finance organization.
Produces and communicates Basel II Standardized Risk Weighted Assets’ forecasts and budgets.
Implements and runs a solid framework for the reconciliation of Risk data to Accounting data within the B2S scope.
Performs the computation of the bank’s non-core investment portfolio’s actual, forecasted and budgeted layer 2 and layer 3 impairments under the IAS/IFRS standards and in compliance with the shareholder’s policies and instructions. Maintains a permanent up-to-date computation framework which allows proper audit and controls.
Assists the Finance Risk Reporting Team in the development and production of any Cost of Risk-related tasks and projects, performs related computations and produces accurate reports.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.