We are looking for

Sr Lead Financial Analyst - Consumer Banking

Apply REF: 061036

What sets Bank of the West apart from other banks is our team members–they embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western values—straightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity – an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines – Consumer Banking, Commercial Banking, Small Business Banking, Personal Finance, and Wealth Management.

Job Description Summary

Integral position responsible for providing management reporting and analysis to key stakeholders within the bank with a focus on Consumer Real Estate Services (CRES).  Ensures meaningful and relevant information while guaranteeing data integrity and accuracy. Drives the FP&A feedback loop taking into consideration actuals, planning, reporting, analysis and improved assumptions for executive management decision making.  A successful candidate in this position will bring creativity and insight to executive level presentations.  The candidate will provide direct support to the group SVP as it pertains to the following:

Essential Job Functions

  • Provide formal linkage between Corporate Finance, Shared Services Support Functions and Consumer Banking business leaders with a focus on Consumer Real Estate Services (CRES).
  • Management reporting to key business units and finance leaders.  Ensure meaningful and relevant information while guaranteeing data integrity, accuracy, and efficiency
  • Drive the review of CRES monthly results, comparing forecast, budget, and prior period results.  Identify and research anomalies and trends in data that require investigation.  Formal tracking of one-off items. 
  • Full ownership of planning and reporting models, including efficiency enhancements as well as proactive creation/update of reporting for additional clarity
  • Provide strategic insight and analysis of the Consumer Banking performance, including the performance of individual sub-groups, communicating potential issues with proposed solutions and alternatives
  • Lead preparation, review, and presentation of Mortgage annual budget, quarterly forecasts and intra-month outlook to business and finance leaders
  • Work with business owners to understand their Key Performance Indicators (KPI’s) and to incorporate those drivers into the profitability analysis for the Division
  • Ensure completeness and accuracy of any required group-to-group budget transfers
  • Partner with accounting team to ensure completeness and accuracy of accrual entries and management accounting adjustments for Consumer Banking
  • Manage any alternate reporting hierarchies and required reconciliations
  • Assist with modeling, integration, and tracking of new initiatives and/or business cases
  • Full ownership of ad-hoc projects or analysis with a focus on end-to-end development and expectation of rapid response to executives
  • Must have excellent verbal and written communication skills along with the ability to interact professionally with a diverse group, executives, managers, and subject matter expert
  • Perform other duties as assigned

Other Job Duties

  • Assists with the integration of acquired entities into the unit profitability reporting and budgeting processes.
  • Supervises employees directly including selection, development and performance management.
  • Performs other duties as assigned

Required Experience

  • Requires deep knowledge of job area typically obtained through advanced education combined with experience.  Typically viewed as having as a specialist within discipline. 
  • May have broad knowledge of project management.
  • Requires 10 years minimum prior relevant experience.


  • Requires a Bachelor's Degree. Master's degree is preferred.  
  • CPA certification is preferred.  


  • Complete knowledge of financial analysis and principles of economics of financial and cost accounting
  • Complete knowledge of financial institution balance sheet, profit and loss and analysis techniques
  • Working knowledge of GAAP accounting issues as they relate to the banking industry
  • Knowledge of Hyperion & Essbase a plus
  • Must have excellent verbal and written communication skills and the ability to interact professionally with a diverse group, executives, managers, and subject matter experts
  • Excellent Power Point presentation ability required
  • Exercises judgment in selecting methods, techniques and evaluation criteria for obtaining results and analysis
  • Demonstrated ability to develop solutions to highly complex and diverse analytical problems which requires an in-depth evaluation of variable factor
  • Time Management and organizational leadership skills
  • Ability to work effectively with diverse teams
  • Skill coordinating and leading effective meetings
  • Ability to problem solve and prioritize tasks in a fast paced environment
  • Strong professional communication and presentation skills

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Primary Location: United States-California-San RamonJob Type: Full-timeJob: Accounting Finance Reference: 061036