Portfolio Management (PM), as a transversal department with dedicated teams across different regions, aims at ensuring fair and optimal allocation of financial resources in order to contribute to CIB value creation objective, through a neutral advisory role.
Portfolio Management’s missions consist of:
Provide Coverage and business lines with the relevant methodologies, metrics and guidelines to analyze return, check accuracy of figures and present the deals at origination,
Monitor and provide ex-post reporting on the profitability of the APAC Client portfolio,
Monitor the performance of Loan Book APAC and prepare the annual budget,
Manage portfolio optimization initiatives (FRO) through insurance/securitization programs or any other initiative under the leadership of the Head of CB&A APAC.
Coordinate with other Portfolio Management teams, PMS in Paris and PM AMERICAS as necessary.
Act as a Single point of contact for all insurance requests for lending transactions (excluding trade) within CB&A APAC,
Animate further the collaboration with Loans and Market Financing Syndicate APAC (LMFS ) team through proactive secondary loan sale recommendations and UW/OtD reporting,
Provide consolidated reporting for Loan Sales, Credit Insurance and Securitization initiatives to CB&A APAC Head,
Any other requests from CB&A APAC Head.
Position description and key responsibilities
Position based in Hong Kong with regional coverage, covering the Asia-Pacific territories. Reporting into the Regional Head of Portfolio Management (PM APAC).
Ex-ante screening at origination for Lending transactions within CB&A APAC scope
Within CB&A APAC, contribute to maintain strict discipline at deal origination through close dialogues with Coverage/deal teams and drive preparation of profitability / return metrics as per the existing exante screening governance (like Value Creation Committee process currently).
Communicate changes and train Relationship Managers, Associates and Analysts on the RAROC tool, deal return metrics (like RORWA) and Liquidity topics.
APAC Loan Book Business Management
Ensure monitoring of APAC loan book P&L (revenues, liquidity costs)
Prepare APAC Loan book annual budget and periodic forecasts in close coordination with the various Head of territories, Performance management and GCS teams in APAC
Optimization of CB&A APAC Financial Resources
Insurance - Consolidate and analyze all new requests for submission to APAC CEO, co-ordinate execution of FRO batch, and monitor the existing stock of insured facilities.
Coordinate closely with Syndications team to analyze secondary loan sale requests before presenting to APAC CEO for decision.
Ex-post Monitoring and Reporting
Consolidated Analysis and monitoring of CB&A APAC portfolio by providing periodic dashboards to Senior Management on :
- APAC Client profitability on regional and territory level
- UW/OtD, CBFR and Secondary loan sales
- Existing stock of Insurance on lending transactions
- Other reports requested by Regional Management / CB&A APAC CEO
Core competencies / knowledge / experience required
Essential Technical Knowledge / Skills:
Strong analytical skills, with a good proficiency with numbers. Data crunching skills preferred.
Agile in navigating databases. Good interpersonal and communication/presentation skills: must be able to liaise with different business lines and coverage, at all levels (from Analyst to Head of Country)
Proficient in written and spoken English
Qualifications and Experience:
University graduate, preferably majoring in Finance / Accounting or equivalent
Minimum 2-5 years’ of working experience (prior knowledge/exposure to credit products appreciated)
Reliable and accurate
Proactive, initiative taker
Familiar with CIB business
Experience in RAROC / Regulatory Capital modeling or ALM topics a plus
Primary Location: HK-Hong Kong (HK)-Hong KongJob Type: Standard / PermanentJob: CUSTOMER RELATIONSHIP MANAGEMENTEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 5 years
Behavioural competency: Personal Impact / Ability to influence, Creativity & Innovation / Problem solving, Attention to detail / rigorTransversal competency: Analytical Ability