The bank for a changing world

We are looking for


Apply REF: 045246
At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.

Position Summary

Provides assistance to the Bank’s in-house Legal Department and other Bank employees on a variety of legal issues related to retail bank operations and other Bank services and products.  Works with the retail branches and commercial banking group in responding customer inquiries, and assists the Bank’s Legal Processing Unit in responding to discovery and legal process served on the Bank.  Works on special projects that may extend outside the retail bank operations area.  The position requires adaptability and the ability to stretch to meet new challenges.

Position Accountabilities

1.         Working under the supervision of the Bank’s in-house attorneys, provides guidance on a variety of bank operations-related subjects, including the following:

a)     Deposit account and payment services, including customer identification, deposit account documentation, checks and other types of negotiable instruments, safe deposit boxes, ACH, debit cards, positive pay, wire transfers, cash management and lock boxes, estate issues, powers of attorney and trusts;

b)    Customer  account agreements and disclosures, retail and commercial terms and conditions, and account statements;

c)     Electronic commerce, including e-banking, mobile banking and electronic funds transfer;

d)    Money transmitters and remote merchant and remote branch capture;

e)     Anti-money laundering, including compliance with regulations issued by the Office of Foreign Assets Control and the Bank Secrecy Act.

f)     Policies and procedures manuals for branch operations;

g)    Escheat of unclaimed property;

h)     New deposit and cash management products;

i)      Website terms and conditions.

2.     Works on special projects extending beyond retail operations.

3.     Responds to inquiries from branch and other bank personnel and Bank customers on a variety of bank operations-related issues, including deposit accounts and safe deposit boxes.

4.     Working under the supervision of the Bank’s in-house attorneys, reviews and revises Deposit Account Control Agreements.

5.     Assists in responding to subpoenas, levies, restraining orders, garnishments, receiverships, civil investigative demands and National Security Letters.  May deal directly with counsel for parties seeking information from the Bank.

6.     Working under the supervision of Bank’s in-house attorneys, collects and reviews documents and otherwise assists in responding to discovery served on the Bank.

7.     Composes letters or memoranda.

8.     Collects, organizes and analyzes information.

9.     Performs independent legal and factual research relating to banking transactions, contracts, inquiries, claims or litigation, and recommends a course of action.  May work with the Bank’s Legal Department or outside counsel in responding to claims.

10.  Maintains a liaison with the Bank’s retail branches and commercial and other banking offices to keep current on business activities and future plans.

11.  Provides advice on federal and state consumer deposit regulations, including Truth in Savings, Electronic Funds Transfer Act, Deposit Limitations in Regulation D, privacy and information security, Fair Credit Reporting Act (deposit account).

12.  Keeps informed of legislative and regulatory proposals which would affect bank transactions, including the Dodd Frank Act.

13.  Performs other duties as assigned.

Required Education or Equivalent Experience

·         Associates degree (or equivalent);

·         Paralegal certification; and

·         4-7 years as a paralegal; experience with law firm and/or large financial institution legal department strongly preferred; and

·         General knowledge of banking law

Required Administrative/Technical Skills

·         Strong analytical and research skills

·         Understanding of legal principles and terminology

·         Thorough knowledge of legal research techniques, including online research.  Effective use of Internet in locating statutes, regulations and administrative guidelines and preparing and filing online forms.

·         Strong oral and written communication skills

·         Excellent planning and organizational skills

·         Team player and self-starter

·         High level of professionalism

·         Attention to detail and accuracy

·         Adaptable and flexible work-style with a proven ability to handle competing demands and priorities

·         Able to successfully navigate changing environments and perform in a fast-paced setting

·         Work history indicates a demonstrated track record of performance

·         Good computer skills; conversant with Outlook, Word, Excel and PowerPoint

·         Adaptable and flexible work-style with a proven ability to handle competing demands and priorities

·         Able to successfully navigate changing environments and perform in a fast-paced setting

·         Work history indicates a demonstrated track record of performance

·         Excellent negotiation, planning and organizational skills

·         Good computer skills

Ability to learn new software systems as necessary

Field of Experience

·Basic knowledge of bank products and procedures

·Basic knowledge of legal and regulatory requirements for bank operations and procedures

·General knowledge and experience relating to legal process, document preservation, collection and production, and responding to civil discovery

Level Supervised:

  • Will work with and report to one of the Bank’s Senior Counsel

Physical Requirements:

·         Sedentary work; lifting a maximum of 10 pounds, frequent standing/walking

The above statements are intended to describe the general nature and level of work being performed.  They should not be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

Primary Location: United States-California-Los AngelesJob Type: Full-timeJob: Legal