The bank for a changing world

We are looking for

Operational Risk & Permanent Control Analyst - M/F

Apply REF: CS_Tranv_Risk_3_19

BNP Paribas Cardif insures 100 million clients in the world. As the insurance subsidiary of BNP Paribas, it aims at being the global benchmark for insurance partnerships and the leading provider of personal insurance solutions.

Our people have extensive know-how and experience that creates tangible added value for marketing, actuarial analysis and data management. We have in-depth understanding of our partner distributors and their industries, allowing us to optimize their insurance offering and the experience they deliver for their customers. Detailed knowledge of our partners also lets us provide support for their sales organizations and management of their networks.


Our Risk & Governance Department is currently seeking an Operational Risk & Permanent Control Analyst M/F – fluent in English.


The ideal profile must have a strong previous working experience in a function related to internal control & Risk Management. High level of analytical & Organizational skills is also necessary.

Main Functions:


Contribute to the implementation, maintenance and improvement of the local Operational Risk and Permanent Control framework, including:

 Corporate framework: Transpose locally the Group requirements in Permanent Control framework and Operational Risk Management.

Incidents: Analysis, follow-up, formulation of risk mitigation action proposals, performance of cross-checks.

Policies & Procedures: identification of key processes, contribution to their formalization and implementation, control and follow-up.

Risk Mapping: Risk identification, assessment, formalization, reporting, action plans proposals, redaction of Risk Acceptance Forms.

Generic Control Plan: follow-up the performance of generic BNP Paribas Cardif controls and associated action plans.

Local Control Plan: Implement local controls based on the risk analysis of local processes and follow-up the action plans.

Risk Analysis for Projects Implementation: projects analysis and risk opinions and recommendations formulation.

External recommendations: Follow-up of recommendations coming from Inspection Générale, External Audit, Regulator.
Governance pillars: Contribute to the management of Contracts and SLAs, risk assessment of providers, follow-up of the Committees framework.
Indicators: Build quantitative metrics and KPIs to measure and communicate on risk mitigation & risk reduction by area, process etc.
Best Practices Sharing: Promote best practices sharing between the teams.

Reporting: Communicate with BNP Paribas Cardif Corporate and with BNP Paribas Portugal Territory. Contribution /Participation to Committees.

Local Committees: Perform the Quarterly & Bi-yearly local Committees on Permanent Control and Risk.
Awareness: Perform information & awareness to staff.


  • Degree in one of the following areas preferably: Economics, Finance, Business Administration, Audit, Risk Analysis, Risk Management, Compliance, Internal Control, …
  • Previous working experience, ideally in a function related to Internal Control and Risk Management.

  • Fluency in English – Portuguese in appreciated, French is a plus.

Skills& Basic Features:

• 2 years or more of experience;

• Very good analytical and organization skills, attention to detail;

• Strive for customer satisfaction and aim to deliver high quality results;

• Respect the procedures, methodologies and directives;

• Sense of confidentiality;

• Very good written and oral communication skills;

• Good listening and questioning ability, good learning skills;

• Ability to plan work ahead and to prioritize workload;

• Ability and willing to work in a multi-cultural environment;

• Curious and willing to work on different tasks;

• High adaptability & flexibility.

Start date:  ASAP

Contract Type: Open Ended

If your profile and motivations matches our needs, you feel motivated to join our company do not hesitate in sending us you application, we will be delighted to consider you for this position.

Please note that only applications submitted with:

  • CV
  • Certificate of Studies

Will be considered and move forward in the application process.

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

Primary Location: PT-11-LisbonJob Type: Standard / PermanentJob: COMPLIANCE AND PERMANENT CONTROLEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 2 yearsSchedule: Full-time Behavioural competency: Ability to collaborate / Teamwork, Attention to detail / rigor, Organizational skills, Resilience, Client focused, Ability to share / pass on knowledge, Ability to deliver / Results drivenTransversal competency: Knowing how to use IT, Ability to develop and adapt a process , Ability to manage a project