v Preparation of
precise and concise credit proposals (ranging from new facilities, waivers and
amendments to annual renewals) with accurate and comprehensive analysis in line
with the bank’s policy including :
To spread, analyze and comment on the financial
Cash flow projections, if applicable;
Research on industry or clients through public
information source ;
Due diligence such as company search, bankers
reports, valuation, covenant compliance, credit opinions from overseas / pilot
Account Strategy in liaison with the RMs ;
Pros/Cons/SWOT analysis and risk analysis on
the counterparty and specific transaction.
Objective recommendations on the proposal,
including credit ratings, GRR, etc.
To initiate and follow up with other metiers
and functions, such as Fixed Income, Syndication, CRFI, Portfolio Management
for the concurrence on the facilities in accordance with the credit procedure.
Ø To discuss and
interact with business lines from time to time on information required and the
strategy to be adopted in presenting the credit packages. If necessary, to
attend site visits or meet clients jointly with the marketing officers to
enhance their understanding in the course of credit application.
Ø To follow up
and perform interim financial review or utilization review in accordance with
Ø To attend to
ah-hoc assignments, e.g. to support other credit analysts in the team as
assigned by Unit Head from time to time, some statistic reporting, etc.
Primary Location: TW-TPE-TaipeiJob Type: Standard / PermanentJob: RISKSEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 2 years
Behavioural competency: Ability to collaborate / Teamwork, Critical thinking, Communication skills - oral & written, Organizational skillsTransversal competency: Ability to manage a project, Ability to develop others & improve their skills, Ability to develop and adapt a process