The bank for a changing world

We are looking for

Head of Fraud Risk Operations

Apply REF: 048856

At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.

Job Description Summary

Responsible for identifying, defining and executing strategies for fraud management, collections, and financial claims using digital solutions, technology, data insights, and a test and learn methodology. This leader will be responsible for building our operational risk management capabilities across the entire bank.

Essential Job Functions

  • Develops strategic direction for Fraud Prevention, Collections, and Claims
  • Evaluates, sets a vision, and determine a roadmap for the maturity of risk operations
  • Drafts and implements a measurement system that identifies threats and measures progress
  • Builds, leads, manages, and engages a team of professionals who love what they do as they work in Risk Operations
  • Works with stakeholders around the bank to pick the highest return investments and lead them through Agile implementation
  • Collaborates in our company to model openness to the best ideas, inclusion of everyone with their unique strengths, and an unfailing assumption of positive intent
  • Leads continuous improvement efforts in Fraud, Collections, and Claims
  • Defines and gains senior leadership support for a fraud management strategy and roadmap
Other Job Duties
  • Establishes best practices in Fraud detection, measurement, and prevention, as well as remediation, with intentional trade-offs between experience and trust
  • Innovates with techniques, products, services, data, and test and learn for people, process, and technology
  • Works with Digital design to implement leading edge online and mobile strategies
  • Establishes test and learn discipline with a focus on rapid cycle continuous improvement
  • Drives reduction in losses through proactive delinquency prevention strategies, through collections, and with recoveries
  • Provides business as usual Credit and Debit Card claims service
  • Designs and implements new strategies for prevention of Claims
  • Leads a high energy and engagement team of Fraud prevention professionals
  • Leads a high energy and engagement team of Collections and Recovery professionals
  • Leads a high energy and engagement team of Claims professionals


Required Experience

  • 15 years’ experience managing financial services risk
  • Experience in risk management, fraud, lending or core credit risk management function

Education
  • Bachelor's Degree

Skills
  • Strong background in risk management specifically in managing fraud and collections
  • Demonstrated skills in managing risks in money movement and lending
  • Experience managing a high performing team and driving results
  • Strategic thought leader with a focus on process innovation
  • Ability to drive results in a fast-paced organization
  • Analytical skillset and a rigorous, data-driven approach to problem-solving
  • Ability to quickly execute with limited information
  • Curious mindset; growth-mindset; ability to quickly pivot, and keen attention to detail
  • Proven ability to collaborate effectively
  • Effective communication skills – clear, concise, compelling
  • High energy, a can-do attitude and a demonstrated team-first mentality
  • Advanced degree in statistics, econometrics, operations research, mathematics, data science, engineering, or a related quantitative field of study
  • Strategic thought leadership with a focus on digital innovation
  • Strong analytical skillset and a rigorous, insight-driven approach to problem-solving
  • Ability to act productively in ambiguity
  • Effective communication skills – clear, structured, and articulate

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.

Primary Location: United States-California-San RamonJob Type: Full-timeJob: Risk Management