The bank for a changing world

We are looking for

Head of Credit, Equipment Finance Division (Tempe, AZ)

Apply REF: 044443
At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy.  From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities.  We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.


Job Description Summary

Responsible for managing the complete credit process for the Equipment Finance Division (“EFD”) and being the driving force in all Credit matters at the Division level. Helps define the risk strategy and appetite of the Division.


The role as Managing Director of EFD Credit covers the management of five departments:

·         Complex and flow credit teams

·         Collections

·         Special Assets (Workout)

·         Asset Management and Remarketing

·         Portfolio monitoring

The role reports to the Executive Vice President of Equipment Finance Division.

Essential Job Functions

  • Proactively recommends adoption, modification and implementation of underwriting strategies, standards, analyses, relevant processes and procedures to maintain acceptable levels of Risk at all times.
  • Implements policies and procedures to comply with fundamental business and credit priorities of the Bank.
  • Has authority to approve loans within delegated signing authority level; recommends to higher level of authority if appropriate and/or recommends loans for denial.
  • Provides input regarding loan product pricing and features
  • Assists the Division Executive Manager with the leadership and management of the Division, including strategic and tactical planning and budgeting.
  • Represents the Bank as appropriate in its relationships with joint ventures, major customers, suppliers, competitors, government agencies, professional societies and similar groups.
  • Makes recommendations regarding the Bank's product and market coverage in collaboration with research, product development, marketing, pricing, and operational activities.
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Required Experience

  • Requires broad management and leadership knowledge to lead project teams multiple job areas.
  • Typically has mastery level knowledge and skills within a specific technical or professional discipline with broad understanding of other areas within the job function.
  • Requires 12-15 years minimum prior relevant experience.


Education

  • Bachelor's Degree Management or Business-related subject


Skills

  • Thorough knowledge of commercial lending, sales, and financial service needs of middle market and large corporate companies.
  • Thorough knowledge of industry/market assigned.
  • Analytical and research.
  • Bank product and service knowledge.
  • Coordinate events and meetings.
  • Demonstrated management skills.
  • Marketing skills.
  • Negotiation skills.
  • Planning and organizing.
  • Use personal computer.
  • Strong written and verbal communication skills.


Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Primary Location: United States-Arizona-TempeJob Type: Full-timeJob: Business / Commercial Banking