Deputy Head Risk Exposure Management
BNP Paribas is a leading European bank with an international reach. It has a presence in 73 countries, with more than 192,000 employees – including more than 146,000 in Europe and over 4,000 in Portugal alone.
BNP Paribas is present in Portugal since 1985, having been one of the first foreign banks to operate in the country. Today, BNP Paribas has several entities operating directly in this territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
Worldwide, the Group has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance.
ROLE AND RESPONSABILITIES
Credit Risk Monitoring
Ensure an efficient framework of controls on the following aspects:
- Completeness check on the irregulars identification process done by the Credit Department
- Periodic review of irregulars during the irregulars committee
- Consistency checks on key risk exposures follow up by Credit Department
Produce specific or global portfolio analysis when deemed necessary
Alert Business and Management in case of deterioration of risk level or non-respect of Group’s credit procedures
WDD & Provision Management
Contribute as second-level to the watch-listed & doubtful files and provision management
Ensure organization of Watch-list & Doubtful Committees
Data Quality & Integrity & Credit Risk Reporting
Contribute to data quality process by implementing a dynamic control framework on critical data and liaise with Chief Data Officer or Group requirements
Contribute to / produce Credit Risk reporting & analysis in coordination with Risk WM delegation holders & WM subjects
Contribute to define and perform adequate data reconciliation process
Contribute to / produce risk regulatory / transversal reporting
Risk Information & Systems
- As second level of control, ensure risk management systems are adequate
- Contribute to the definition of credit risk systems evolutions (under HO governance)
- Develop (and maintain) ad-hoc monitoring & reporting tools when appropriate
Contribute to the documentation of RISK WM procedures
Participate in credit risk related projects as needed
Maintain a good knowledge and understanding of the business line products and risks
Management of the two remaining team workers in Geneva
Annual Compensation review process
Management/ supervision of daily work
- Master degree in Finance, Economy, Business Administration or Management
At least 3 years professional experience, namely Private Banking, Investment banking, Corporate Banking.
Previous operations or back office experience will be valued
Experience in risk areas will be valued/ Project management experience in risk related projects will be valued
Good capacity and willingness to work and use IT systems
Good command of IT systems (Excel, Word, PowerPoint, Access). Knowledge of Risk and data related solutions (business object…) is a strong advantage
Organizational skills and ability to handle multiple priorities in an autonomous manner
Analytical skills, rigorous, ability to summarize and report, quick learner and adaptable
Good communication skills, client oriented and experienced in multicultural projects.
Strong resistance to stress
Fluent in English (minimum B2 Level, CECRL certificate)
Good understanding of French and speaking (minimum A2 – B1 Level, CECRL certificate)
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
Please note that only applications submitted in English will be considered.
In case you are selected for this role, further documentation will be requested to support your hiring process.