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Deputy Chief Risk Officer (all genders)

Job type
Full time
Job Function
Sorry, this position is already filled
Last update 17.04.2024

In Munich we are looking for you to join us in a full-time permanent position as Deputy Chief Risk Officer (all genders) at Consors Finanz. 

Consors Finanz BNP Paribas stands for financial self- determination in every life situation. We focus on financing, payment and insurance solutions that can be flexibly adapted to our customers' ability to pay. 

BNP Paribas: Who we are

How do you imagine working at a bank? Probably not like this: at BNP Paribas, everyone is on first-name terms and we wear the clothes we feel good in. We live diversity, team spirit and sustainability. At BNP Paribas, you will find a secure job, plenty of space fo your ideas and a suitable professional solution fo you individual life situation. Your potential is limitless - and so are your development opportunities. We don't give empty promises, we convince with action: we - that's around 185,000 employees in 65 countries. We are the leading bank in the European Union. We are the "World's Best Bank for Sustainable Finance 2022" (Euromoney. We are Top Employer 2023. We are: The Bank for a Changing World. 

Tasks & Responsibilities: What awaits you

  • ​​​​You shape innovative risk management frameworks in collaboration with Consors Finanz Germany 
    and Austria’s leadership.
  • You contribute to establishing risk appetite and monitoring risk frameworks aligned with PF’s global 
    and local strategy.
  • You actively participate in implementing and continually improving CF’s risk management 
  • You deliver regular risk analysis reports, offering actionable action plans for current threats and 
    proactively preventing potential ones.
  • You regularly review and adjust scores and rules, incorporating new data with a focus on the credit 
    assessment framework and cost of risk.
  • You play a key role in optimizing the granting process, aiming to find the best balance between 
    client experience, automation, and credit risk.
  • You actively contribute to optimizing the client’s credit risk assessment throughout the complete 
    client lifecycle.
  • You conduct regular risk assessments through a team of experts, independently testing risks, 
    control self-assessments, potential incidents, and control performance.
  • Your aim is to identify actual risks and anticipate emerging ones, implementing the company’s 
    methods for provisioning, stress testing, and risk identification.
  • You actively contribute to promoting a strong risk culture within CF.
  • You manage the RISK teams in your scope as a leader, fostering competencies, employees’ well being, and efficiencies, while reaching cost targets.
  • You ensure the identification and promotion of talents within the RISK teams, creating a dynamic 
    and growth-oriented work environment.

Expertise & Soft Skills: What you offer

  • ​​​​​Master’s Degree with a focus on Finance or Statistical Analysis
  • Approximately 15 years of extensive experience within the financial industry
  • In-depth knowledge of Risk Management frameworks and credit-related methodologies in 
    consumer banking
  • Strong analytical skills, capable of dissecting complex financial data with precision
  • Demonstrated ability to deliver results consistently and effectively
  • Meticulous attention to detail and a rigorous approach to tasks
  • Strong critical thinking abilities to assess and navigate intricate financial scenarios
  • Proven track record in anticipating and proactively addressing potential risks
  • Essential proficiency in English
  • German language skills are a nice-to-have

You don't meet every criterion? No problem, you are more than welcome to apply anyway.
It is important for us that you can develop and grow in this position.

Diversity is a strength for us. We are convinced of the numerous advantages of diverse perspectives, experiences and competencies. Our aim is therefore to select candidates in an unbiasedly and open-mindedly: Your CV should contain information about your education and work experience - that's all we need. You can find out more about our D&I commitment here.

Benefits: What we offer you

  • Mobile working possible - 2 days in the office, 3 days at home
  • Modern workplace  with a feel-good atmosphere (height-ajustable desks, colour-, light- and acoustic concept, etc.)
  • Communication at eye level
  • A wide range of training and development opportunities, including external
  • (Intern-)national career prospects at the BNP Paribas Group
  • Subsidy for public transport, car and bike leasing
  • Support for your family life - with the services of benefitatwork and voiio
  • Company pension scheme
  • Corporate benefits (for more than 1,500 well-known providers)
  • 30+ vacation days

Your contact person is Pascal Lepczinski - we are on the first-name terms. 

If you have any questions, please send an email to pascal.lepczinski [at] consorsfinanz (dot) de 

Do you want to shape a changing world? Apply now, in only 5 minutes.

Please send us your application documents exclusively via our online portal. Unfortunately, we cannot consider applications by email or on paper for the protection of your data. 

BNP Paribas: One Bank - Multiple Opportunities

From investment banking, vehicle leasing and real estate consulting to insurances, private banking and financing - the range of products and services BNP Paribas offer is very diversified. To ensure the highest level of expertise and the best serivce for our private, corporate and institutional clients in each individual business area, BNP Paribas in Germany is organized in twelve business lines: this makes the Bank a strong partner, even in times of crisis and rapid change. This is what almost 6,000 employees in Germany stand for. This is what six million private clients and around 5,000 corporate and institutional clients in Germany rely on.

About Consors Finanz BNP Paribas 

In Germany and Austria, our 1,500 employees work in five locations: Berlin, Braunschweig, Duisburg, Munich and Vienna. Consors Finanz BNP Paribas stands for financial self-determination in every life situation. We focus in financing, payment and insurance solutions that can be flexibly adapted to our customers' ability to pay. Whether dynamic credit lines, individual financing or customizable car products- with the digital banking from Consors Finanz, our customers take ther liquidity into their own hands. In doing so, we rely on innovative technologies, the highest security standards, and responsible lending. In this way, we are actively forming the future of digital payment and financing - for our more than two million customers and 12,000 retail partners.  

Discover the different professions within BNP Paribas: Audit, Compliance, Risk and Legal

If it is your ambition to work in a profession that entrusts you with a high degree of responsibility and gives you the chance to contribute to strategic decision-making at BNP Paribas, the following roles might be ideal for you to consider.

Find out more

Why should I apply?

Basically, why would you want to join BNP Paribas over any other company?


  • What if we told you that working in our Group isn’t quite what you might think? At BNP Paribas, we do a multitude of different jobs that are constantly evolving to meet the expectations of our clients and society as a whole. Whether through everyday tasks or major projects, doing one of our jobs means making a personal commitment to taking sustainable action.

  • Feeling good about your job means bringing your whole self to work and being who you are. It’s also about having the resources you need to achieve a healthy work-life balance. Both of these are major commitments at BNP Paribas.

  • At BNP Paribas, developing your skills is as important to us as it is to you. And the skills you learn with us will help you through the rest of your working life.

Find out more