We are looking for

Credit Transaction Management Officer

Apply REF: 2105CBO7304

About the job

Credit Transaction Management (CTM) is a dedicated Operating Line within CIB ITO. Its function is to ensure a 1st level of defence within CIB through an independent reporting, monitoring and control  (a priori & a posteriori) of the risks taken by CIB on corporate clients applied on the entire credit chain – from Front Office support to ITO Servicing.

A redesign of the CTM Target Operating Model has taken place to improve client satisfaction and turnaround time. 

During 2020, ITO Global Credit Operations (GCO) has successfully launched two support hubs in Portugal to serve credit management activities for selected sites across Europe. To leverage on the success of this transformation, the scope of hubs will increase and more activities transferred to Portugal.

Your Main Activities Are

  • Ensure that the CTM functions are carried out in accordance with CTM core mission

  • Ensure that CTM policies, procedures, best practices and guidelines are appropriately followed

  • Guarantee the conformity of the legal documentation with the credit decision.  Make sure these checks are made in a timely manner

  • Ensure the accuracy of risk data in all of the systems in use

  • Interact with the Business, Risk entities, Audit/Inspection, Regulators and other Functions, as they pertain to CTM matters (corporate credit issues, permanent controls, Business Impact Analysis and follow-up of Audit/Inspection recommendations for CTM scope)

  • Foster strong communications with, and provide on-going support to the Head of CTM, Chief Operating Officers, Senior Credit Officers, Delegation holders & Business Line, Finance and Credit Admin/Client Service Desk

  • Support and participate, when necessary, in the organization of the Watch List and Doubtful debt committees, and control the appropriate booking of specific provisions in accordance with the committee decision and accounting standards

  • Where necessary, assist in identifying and contributing to the resolution of booking, system and other technical problems that could have an impact on the management of corporate credit and counterparty risk thereby ensuring the accuracy and completeness of information for all transactions

  • Contribute to the implementation of a common culture and approach within CTM, and promote individual initiative, autonomy and versatility.

Profile and Skills to Success

  • Experience in the banking/finance sector preferable (ideally 3-4 years)

  • Knowledge of credit processes, trade workflows and booking systems is preferable

  • Interest for Financial products, risk concepts and methodologies

  • Proficiency in Excel

  • Excellent written and verbal communication skills

  • Written and oral fluency in English and local language is preferred

  • Excellent attention to detail

  • Strong interpersonal skills

  • Good time-management skills

  • Autonomy and capacity to take initiative

  • Capacity to remain objective and independent in order to fulfil the control role required

Why joining BNP Paribas?

  • Leading banking institution

BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe's banking history. It has a presence in 72 countries, with around 200 000 Employees – including more than 150 000 in Europe.

  •  Our presence in Portugal Present in Portugal

Since 1985, BNP Paribas was one of the first foreign banks to operate in the country. Today, the Group has around 6.500 employees across several entities operating directly in the territory, offering a wide range of integrated financial solutions to support its clients and their businesses.

  • International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: Domestic Markets and International Financial Services for retail banking and specialised financial services, and Corporate & Institutional Banking for corporate and institutional clients.

In its Corporate & Institutional Banking and International Financial Services activities, BNP Paribas also enjoys top positions in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific.

  • Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered.

* In case you are selected for this role, further documentation will be requested to support your hiring process.

Primary Location: PT-11-LisbonJob Type: Standard / PermanentJob: FINANCIAL AND TECHNICAL EXPERTISEEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 2 yearsSchedule: Full-time Reference: 2105CBO7304