The bank for a changing world

We are looking for

Credit Risk Control Manager

Apply REF: CLI000620
To perform  credit control independent from the business lines for the corporates portfolio in line with the global core missions and direction of ITO COO to ensure:
  • Guarantee the conformity of the authorisations & collaterals/guarantees put in place with the credit decisions made
  • Ensure the management and integrity of risk data input into Risk systems used in the control and reporting of credit/counterparty risk
  • Guarantee that credit/counterparty risks taken by the Bank are monitored correctly
  • Contribute to or provide appropriate risk reporting information as required by Business, Risk and Bank Management (for those reporting unavailable in global systems)
  • Mandate on Financial Institutions and Banks is  restricted to Financing Lines
  • Global Market Line excess monitoring related to Corporate is managed/controlled by Risk

Key Responsibilities

  • Performing the management responsibilities namely in relation to:-
    -     To oversee the proper implementation of credit approval process for corporates;
    -     To ensure credit control procedure is put in place and performed effectively in line with the global mission, regional and local requirements;
    -     Pro-active identification, investigation and resolution of any system issues that could have an impact on the correct credit risk monitoring.
  • Act as the main point of contact for ITO 3C within the Risk Corporate scope
  • Ensure timely and accurate update of risk data after credit decisions
  • Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement
  • Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver
  • Validate the framework of required covenants in the ‘Covenant Manager’ tool, against executed credit agreements
  • To certify/validate the risk data integrity in risk systems, Atlas II, CAT, and CRF and provision in MIRO in conformity with credit decision and of risk data related to Guarantors and guarantee records
  • Monitoring of genuine excess or exceptions for both financing métiers products and for capital market products for corporates (based on control result of the Risk I2S team)
  • Monitoring of genuine excess or exceptions for financing lines to Bank/FI (GTS exposures excluded from this scope)
  • To regularly report and monitor any anomalies in legal documentation, collateral shortfall, late annual review overdue or breached covenants, underwriting, put option expiry, watchlist and doubtful assets
  • To alert Risk Corporate, Business Head and Management on any indication of drift of risk profile during the control missions
  • Contribute to successful delivery of systems and control reports enhancement with adequate UATs
  • Contribute to NAC from credit risk control perspective for new products in close liaison with the local and regional management
  • Contribute to the reporting of all incidents according to the Incident Management System and direct contribution to BNPP operational  permanent control framework
  • Promote and contribute to the implementation of a common culture and approach within ITO 3C, and promote individual initiative, autonomy and versatility
  • Regular communication with the ITO 3C Hub Manager for any credit control issues pertaining to local regulatory perimeters and to ensure delivery of ITO 3C mission in a consistent and effective manner
  • Assist the ITO 3C Hub and Regional Manager  of ITO 3C in managing the necessary alignment of responsibilities within the region to better support the needs of internal clients and optimise the quality of service to ITO 3C clients

  • 5-8 years banking experiences
  • Experience in the banking/finance sector necessary
    • Good understanding of Financial/Banking products
    • Good understanding of risk concepts and methodologies
    • Knowledge of legal documents and credit processes e.g. credit documentation and collateral handling etc
    • Good understanding  of transaction workflows, booking concept and booking system
    • Being familiar with local regulations
  • Excellent project management skills
  • Commitment to the role and capacity to meticulously implement the ITO 3C Mission Statement
  • Excellent written and verbal communication skills
  • Excellent attention to detail
  • Strong interpersonal skills/positive thinking and open for challenge
  • Good time-management skills
  • Autonomy and capacity to take initiative
  • Capacity to remain objective and independent in order to fulfil the control role required
Primary Location: TH-10-BangkokJob Type: Standard / PermanentJob: PERIODIC CONTROLEducation Level: Master Degree or equivalent (> 4 years)Experience Level: At least 5 years