The bank for a changing world

We are looking for

Credit Manager

Apply REF: TEC000153

DEPARTMENT: TS CREDIT

LOCATION: BRISTOL

CONTRACT TYPE: PERMANMENT


BACKGROUND

BNP Paribas Leasing Solutions helps companies to expand their business capabilities by offering tailored leasing and finance solutions. Our expert teams partner with equipment vendors that are looking to grow their sales, and businesses that require outsourcing services for assets within a number of key markets. We’re a European leader in leasing, backed by the stability of the BNP Paribas group.

WHAT AM I ACCOUNTABLE FOR?

Underwriting prudently all new business applications according to Company policy and procedures. Managing the day-to-day relationships with Introductory Sources at a transactional level.

MY KEY ACTIVITIES

  • Examining, analysing and underwriting each new business proposal in accordance with Company policy and commercial appetite within own authority level
  • Decision to be communicated to Introductory Source within agreed service response times
  • Producing analyses of clients’ accounts and prepare credit reports (with recommendations if above underwriting authority, justified decision if otherwise)
  • Obtaining further information concerning an application from the Introductory Source as required
  • Managing the Asset Management function with particular reference to ensuring RV’s are set according to Policy and to maximise sales proceeds at end of term.
  • Provide coaching, mentoring and training as appropriate.

MY EXTERNAL CUSTOMERS

Introductory Sources
Third-Parties (e.g. Accountants)
External Agencies
End User Customers

MY INTERNAL CUSTOMERS

Risk Managers
Sales Managers

Internal Account Managers

Legal

Collections & Recoveries

Funding

MY EXPERIENCE

Expertise in analysis of company accounts
Familiarisation with corporate filing regulations

A number of years previous underwriting authority within personal delegation

Confidence in speaking to Board Level Executives at End Users to obtain additional credit information which is not in the public domain

Excellent organisational, prioritisation and time management skill

MY ENVIRONMENT

Working in a busy, open plan office.

Normal working hours are 9.00 to 17.30 Monday – Friday; however we operate on a shift system from 8.00 to 18.00 each day. Additional hours will be required on an ad-hoc basis.

Dress code is business formal Monday-Thursday, business casual on a Friday.

MY ADDITIONAL RESPONSIBILITIES

  • Any other ad-hoc duties as required by my Line Manager
  • Responsible for adhering to policies, procedures, guidelines and the internal control framework established to guide the operation of their function in addition to regulatory compliance requirements

WHAT CAN I EXPECT

On joining the company I will attend a Company Induction which will introduce me to the different areas of the business and what they do. 

 

Have regular performance reviews with my line manager; this will include a mid-term and end of probationary review and regular one to one catch ups.

 

I will be expected to complete annual online Compliance training modules via My Development, our online training platform and will continue to receive on the job training throughout my career.


Primary Location: GB-ENG-BristolJob Type: Standard / PermanentJob: RISKSEducation Level: Not indicatedSchedule: Full-time Behavioural competency: Ability to share / pass on knowledgeTransversal competency: Ability to develop and adapt a process