We are looking for
Corporate Credit Analyst – German Speaker
Location Lisbon, Lisbon, Portugal
BNP Paribas is a leading European bank with an international reach. It has a presence in 72 countries, with more than 202,000 employees – including more than 154,000 in Europe and over 5,000 in Portugal alone.
BNP Paribas is present in Portugal since 1985, having been the first foreign bank to operate in the country. Today, BNP Paribas has several entities operating directly in this territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
Worldwide, the Group has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors.
CIB is an international core business with important platforms in Paris, London, Hong Kong, New York, Tokyo and Singapore. It is organized around two main poles, Global Banking and Global Markets
As part of Global Banking, there is Corporate Coverage EMEA and Financing Solutions EMEA which are mainly focused on plain vanilla financing, hedging facilities, debt origination and structuring, and also including sectorial expertise.
The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance.
Within BNP Paribas, Credit Analysis plays a fundamental role in the selection of the bank’s assets, contributing to the sustainability of the business model. This is critical in reaching the right credit decisions, bringing added value to the business as well as strongly monitoring risks.
ROLE AND RESPONSIBILITIES
The Credit Analysis Services platform allows centralizing a number of tasks in one setup which support EMEA (Europe Middle East and Africa) teams in the:
Assessment and monitoring of Credit Risk according to Regulatory and Internal risk policies on a portfolio of corporate credit clients
Interaction with different departments and stakeholders part of the corporate credit process, on a local and international scale
Preparation of written Credit Proposals combining financials analysis with sectorial information to support Credit Committee Decisions regarding the client’s risk of default, credit rating and adequacy of the proposed financing.
We provide the opportunity to take part in:
A structured training path: theoretical and on the job training provided
Career path including mobility after 2.5-3 years, within our global network on a worldwide scale
Distant working environment, including also travelling and meeting other EMEA teams
An international and cooperative working environment within the platform.
Bachelor’s degree in Finance, Economics, Management or Accounting.
Excellent written/verbal communication skills in English and German (mandatory).
Knowledge of the Corporate banking environment is beneficial
Detail oriented with a solid knowledge of financial analysis under several standards
Efficient organizational and planning capacities
Self-starter, good initiative & flexible
Business minded with an ability to convey a balanced sense of risk
Do you wish to pursue a career in Investment Banking? Credit Analysis might be your starting point.
Please note that only applications submitted in English will be considered.
In case you are selected for this role, further documentation will be requested to support your hiring process.
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
Primary Location: PT-11-LisbonJob Type: Standard / PermanentJob: FINANCE ACCOUNTS ET MANAGEMENT CONTROLEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: BeginnerSchedule: Full-time Behavioural competency: Ability to collaborate / TeamworkTransversal competency: Ability to set up relevant performance indicatorsReference: 1906GBK2781